Comparison

Expenses OK vs SpendWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses OK

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Highlights
  • Expense tracking
  • Handy widget
  • Subcategories
  • Pie diagram visualization
  • Data synchronization
  • Password and biometric security
  • CSV export
  • Backups
Features
Read full description

Expenses OK - the fastest way to track your expenses. The features of the app: - expenses - the handy widget - subcategories - pie diagram - synchronisation - password - Face ID and Touch ID - export to CSV - backups

About

SpendWise

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

Highlights
  • Expense and budget tracking
  • Digital khata and ledger management
  • Secure iCloud sync
  • Passcode lock for privacy
  • Multi-currency support
  • Daily expense reminders
Features
Read full description

SpendWise helps you track expenses, manage budgets, and maintain khata records — all in one secure app. Perfect for daily expense tracking, personal finance, and small business bookkeeping. Expense & Budget Tracking * Manage daily, monthly, and calendar-based transactions * Instantly view single-day total expenses * Edit or delete transactions anytime * Organize spending by categories and accounts * Create custom categories that match your lifestyle Khatabook & Ledger Management * Maintain digital khata records for personal or business use * Add multiple users to shared ledgers * Automatically calculate and share updated totals when new entries are added * Easily edit and manage khata entries Secure iCloud Sync * All data is securely stored in iCloud * Restore your data automatically after reinstalling the app * No manual backup required Privacy & Security First * Protect your data with Passcode Lock * Your financial information stays private and encrypted Multiple Currency Support * Track expenses in multiple currencies * Ideal for travellers, freelancers, and global users Daily Expense Reminders * Set daily reminders to log expenses on time * Build a consistent money-tracking habit Why Choose SpendWise - Clean and intuitive design - Fast and reliable performance - Suitable for individuals, families & small businesses - Built for long-term daily use Download SpendWise today and take smart control of your money.

Screenshots

Expenses OK4 screens
SpendWise4 screens

Verdict

The call

The clearest difference is ads: Expenses OK at none against SpendWise's shown. Expenses OK also leads on ratings volume (5K vs 3) and monetization model (free vs ad-supported). SpendWise's advantage is update cadence (every 8 days vs every 2 months) and rating (5.0 vs 4.8). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SpendWise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expenses OK has 5K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Expenses OK ships an update every 2 months, SpendWise every 8 days. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Expenses OK versus SpendWise: the parameters behind the verdict, then further details
ParameterExpenses OKSpendWise
PriceFreeFree
Rating4.8 (5K ratings)5.0 (3 ratings) — better
Positive reviews88.4% of reviews—
Number of ratings5K — better3
Update frequencyEvery 2 monthsEvery 8 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size16 MB33 MB
Age rating4+4+
DeveloperMobion OOOVishalbhai Vaghasiya

Customer experience

Expenses OK

All ratings4,833 ratings
Positive95.5%
Neutral2.0%
Negative2.5%
Written reviews449 reviews
Positive88.4%
Neutral4.9%
Negative6.7%

SpendWise

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expenses OK

Reported bugs

2 issues
  • Data loss and sync issues with iCloud
  • Unexpected app crashes

Requested features

6 requests
  • Ability to set custom date ranges
  • Income tracking and balance calculation
  • Receipt attachment and management
  • Recurring expense setup
  • Multi-currency support
Show 1 more
  • Detailed monthly/weekly expense reports

SpendWise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Expenses OK

No in-app purchases

None

SpendWise

No in-app purchases

Questions

Is Expenses OK free?
Expenses OK is free to download, with no in-app purchases.
Is SpendWise free?
SpendWise is free to download, with no in-app purchases.
Which has better reviews, Expenses OK or SpendWise?
SpendWise is rated higher. Expenses OK averages 4.8 out of 5 from 5K ratings, while SpendWise averages 5.0 from 3 ratings.
Do Expenses OK or SpendWise have ads?
SpendWise shows ads; Expenses OK does not.
Which is updated more often, Expenses OK or SpendWise?
Expenses OK ships an update every 2 months, and SpendWise every 8 days. Most recently, Expenses OK was updated on November 11, 2026 and SpendWise on October 30, 2026.

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