Comparison

MySpend vs Shared Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySpend

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

Highlights
  • Quick expense logging
  • Multiple wallet support
  • Customizable spending categories
  • Shareable expense links
  • Real-time sync for shared budgets
  • Visual spending analytics
Features
Read full description

MySpend is the ultimate expense tracker designed for both personal privacy and seamless family sharing. Stop arguing about money and start tracking it together. Whether you need a simple daily spending log or a collaborative budget for your household, MySpend adapts to your needs. Our unique "Public Category" feature lets you share specific expenses via a simple link—no complex setup required. KEY FEATURES: EASY EXPENSE TRACKING • Quick Add: Record transactions in seconds. • Multiple Wallets: Separate cash, bank accounts, and savings. • Custom Categories: Organize spending with icons and colors. SMART SHARING • Share via Link: Make any category "Public" and send the link. • Real-Time Sync: See who spent what instantly. • Privacy Control: Share "Groceries" but keep "Personal" private. • Perfect for: Couples, roommates, and travel groups. POWERFUL ANALYTICS • Visual Charts: See exactly where your money goes. • History & Trends: Analyze spending patterns over time. • Multi-Currency: Track expenses in different currencies. SECURE & PRIVATE • Your data is encrypted and safe. • No unnecessary permissions. Take control of your financial life. Download MySpend today to track, share, and save! Privacy policy: https://doc-hosting.flycricket.io/lovely-money-tracker-privacy-policy/68ccad44-f820-4d24-9b8d-3b4784311418/privacy Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Shared Ledger

Features
Read full description

Shared parenting. Clear expense records. Shared Ledger helps co-parents keep child-related costs, confirmations and repayments in one private place. Record school fees, medical costs and everyday expenses, agree on the split, and see what still needs attention. RECORD AND REVIEW TOGETHER • Add an expense or refund and choose how it is shared. • Attach a receipt or payment image when helpful; evidence is optional. • Confirm entries or ask for more information. • Keep the reason and history for every revision. SEE WHERE THINGS STAND • View confirmed and pending balances separately. • Create monthly settlements and record partial repayments. • Export PDF or CSV reports when you need a copy of your records. PRIVATE BY DESIGN Receipt recognition runs on your phone, and you can edit the results before saving. Attachments are encrypted before upload and access is checked against ledger permissions. START WITHOUT PAYMENT Create a ledger as a guest and try Plus for 30 days without payment. Link your account before subscribing so you can sign in again on another device. Keep your account linked before reinstalling the app. FREE AND PLUS Free includes the core recording, review, settlement, history and export workflow, within the free plan limits. Plus adds unlimited new records, recurring expenses, category split rules, more evidence storage and expiring read-only links for professional review. A Plus subscription covers the ledgers created by the subscribing account. Monthly and annual options are available; current prices appear in the app before purchase. Shared Ledger records expenses and repayments. It does not move money or determine legal obligations. Privacy: https://cbills.mlocore.com/legal/privacy Terms: https://cbills.mlocore.com/legal/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MySpend3 screens
Shared Ledger4 screens

Verdict

The call

The clearest difference is update cadence: Shared Ledger at every 2 days against MySpend's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MySpend sells 5 in-app purchases, starting at $0.99 per 7 days and Shared Ledger sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MySpend ships an update every 3 weeks, Shared Ledger every 2 days. The most recent releases landed on October 7, 2026 and October 29, 2026 respectively.

Scorecard1 real difference · 9 level
MySpend versus Shared Ledger: the parameters behind the verdict, then further details
ParameterMySpendShared Ledger
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size45 MB24 MB
Age rating4+4+
DeveloperVadim HolubQuite Awesome Limited

In-app purchases

5 purchases

MySpend

Subscriptions4
  • Weekly Subscription$0.997 Days
  • Monthly Subscription3 Days trial$2.991 Month
  • Annual Subscription$14.991 Year
Show 1 more
  • Forever without Subscription6 Months trial$34.996 Months
One-time1
  • Forever without Subscription$39.99
2 purchases

Shared Ledger

Subscriptions2
  • Shared Ledger Plus Monthly$5.991 Month
  • Shared Ledger Plus Annual$49.991 Year

Questions

Is MySpend free?
MySpend is free to download, with in-app purchases available.
Is Shared Ledger free?
Shared Ledger is free to download, with in-app purchases available.
Do MySpend or Shared Ledger have ads?
Neither MySpend nor Shared Ledger shows ads.
Which is updated more often, MySpend or Shared Ledger?
MySpend ships an update every 3 weeks, and Shared Ledger every 2 days. Most recently, MySpend was updated on October 7, 2026 and Shared Ledger on October 29, 2026.

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