Family Budget vs Shared Ledger

Track your family budget together — without spreadsheets, bank logins, or budgeting jargon. Family Budget: Shared Tracker is built from day one for two-or-more people who actually share a home. Run a private personal budget for yourself AND a shared budget with your partner, roommate, or up to five household members — all in one place, all on your phone. The household budget conversation between you and your partner shouldn't live on a sticky note, in a group chat, or in a half-forgotten spreadsheet. One shared budget that everyone in the family can see and update — and you stop guessing where the money went. KEY FEATURES • Personal account + shared family bucket, side by side • Up to 5 members in one household • 24 expense categories and 9 income categories, hand-picked for everyday family life • 11 currencies — USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, RUB, BYN, UAH • English and Russian interface • Beautiful dark theme, easy on the eyes day and night • Privacy switch — keep your personal account private or share it with the family in one tap • Admin tools — invite by code, manage members, transfer admin rights • Sign in with Google or Apple • Free. No ads. No subscriptions. No bank-sync. No surprise paywalls. PERFECT FOR • Couples building a joint budget for the very first time • Partners coordinating rent, groceries, and bills together • Families managing a household budget with kids, allowances, and recurring expenses • Roommates tracking shared spending without awkward conversations • Anyone who wants a clean expense tracker for personal money AND a shared family budget for the people they live with PRIVACY YOU CONTROL Your personal account is private by default — only you see it. Flip one switch to share it with the family, flip it back any time. The shared family budget is visible only to members you invite. We never connect to your bank, never read your statements, never sell your data. SIMPLE BY DESIGN No envelopes. No zero-based rules. No methodology to learn. Open the app, tap +, pick a category, save. That's it. We stay out of your way so you and your partner can focus on the conversation, not the configuration screen. ANALYTICS THAT TELL THE STORY • Donut chart breaks down expenses by category for any month • Daily and weekly trend bars show income vs. expenses at a glance • Month-over-month comparison so you can see if the household budget is actually improving • Filter analytics by personal, family, or both GET STARTED IN UNDER A MINUTE 1. Sign in with Google or Apple 2. Pick your currency and theme 3. Create a family or join one with an invite code (optional — solo mode works too) 4. Add your first transaction 5. Watch your shared budget come together Stop juggling spreadsheets. Stop forwarding receipts. Start tracking your family budget together.

Shared parenting. Clear expense records. Shared Ledger helps co-parents keep child-related costs, confirmations and repayments in one private place. Record school fees, medical costs and everyday expenses, agree on the split, and see what still needs attention. RECORD AND REVIEW TOGETHER • Add an expense or refund and choose how it is shared. • Attach a receipt or payment image when helpful; evidence is optional. • Confirm entries or ask for more information. • Keep the reason and history for every revision. SEE WHERE THINGS STAND • View confirmed and pending balances separately. • Create monthly settlements and record partial repayments. • Export PDF or CSV reports when you need a copy of your records. PRIVATE BY DESIGN Receipt recognition runs on your phone, and you can edit the results before saving. Attachments are encrypted before upload and access is checked against ledger permissions. START WITHOUT PAYMENT Create a ledger as a guest and try Plus for 30 days without payment. Link your account before subscribing so you can sign in again on another device. Keep your account linked before reinstalling the app. FREE AND PLUS Free includes the core recording, review, settlement, history and export workflow, within the free plan limits. Plus adds unlimited new records, recurring expenses, category split rules, more evidence storage and expiring read-only links for professional review. A Plus subscription covers the ledgers created by the subscribing account. Monthly and annual options are available; current prices appear in the app before purchase. Shared Ledger records expenses and repayments. It does not move money or determine legal obligations. Privacy: https://cbills.mlocore.com/legal/privacy Terms: https://cbills.mlocore.com/legal/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/