Family Ledger vs Shared Ledger
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Family Ledger
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A fresh new way to manage money together โ with your family, partner, or anyone you share life with! Family Ledger is a shared expense tracker designed for couples, families, and partners. No sign-up required โ start using it instantly in Guest Mode right after installing. The real purpose of this app isn't just tracking expenses โ it's communication through money. By sharing what you spend on, you'll spark real conversations with your family. It can even become a powerful tool when negotiating for a bigger allowance! Who Is This For? โ Couples who want to openly share how they spend their allowances โ Anyone who wants to say, "I saved this much โ can I get a raise next month?" โ Families looking to talk more openly about money โ People who want to share finances โ but keep certain purchases private โ Anyone who needs a shared household budget, not just personal tracking โ Users who love checking spending at a glance from a Home Screen widget Key Features โ Easy Sharing with Family & Partners Create a group and invite your family or partner โ that's it! Everyone can log and view income & expenses in real time from their own device. โ Instant Start with Guest Mode Want to try it out first? Jump right in with zero setup. You can link your Apple or Google account later to keep your data safe. โ Privacy When You Need It Sharing your ledger doesn't mean sharing everything. Mark any transaction as "Private" to hide it from others. Perfect for surprise gifts or personal purchases. One app, both shared and private โ no compromises. โ Proxy Entry for Busy Partners Does your partner keep forgetting to log expenses? Group admins can enter transactions on behalf of other members โ so nothing slips through the cracks. โ Household Budget & Fixed Costs Go beyond allowance tracking. Register recurring costs like rent and subscriptions, or create categories for shared living expenses โ and use Family Ledger as a full-featured household budget tool. โ Custom Categories & Calendar View Create categories that fit your life โ "Hobbies," "Gaming," "Lunch," you name it. The built-in calendar shows exactly what you spent and when, at a glance. โ 6 Home Screen Widgets Check your finances without even opening the app: ใโ Today's Spending โ See how much you've spent today ใโ Monthly Spending โ View your total spending and number of entries this month ใโ Budget Tracker โ Monitor remaining budget by category ใโ Quick Add from Template โ Log frequent expenses with a single tap from your Home Screen ใโ Category Spending โ Display this month's spending for a specific category ใโ Overspending Alert โ Get notified when a category exceeds last month's total, so you can catch overspending early You can also set your favorite photos as the backgrounds for these widgets. Start managing your family's finances โ more openly, more joyfully โ with Family Ledger! Download now and get started!
Shared Ledger
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Shared parenting. Clear expense records. Shared Ledger helps co-parents keep child-related costs, confirmations and repayments in one private place. Record school fees, medical costs and everyday expenses, agree on the split, and see what still needs attention. RECORD AND REVIEW TOGETHER โข Add an expense or refund and choose how it is shared. โข Attach a receipt or payment image when helpful; evidence is optional. โข Confirm entries or ask for more information. โข Keep the reason and history for every revision. SEE WHERE THINGS STAND โข View confirmed and pending balances separately. โข Create monthly settlements and record partial repayments. โข Export PDF or CSV reports when you need a copy of your records. PRIVATE BY DESIGN Receipt recognition runs on your phone, and you can edit the results before saving. Attachments are encrypted before upload and access is checked against ledger permissions. START WITHOUT PAYMENT Create a ledger as a guest and try Plus for 30 days without payment. Link your account before subscribing so you can sign in again on another device. Keep your account linked before reinstalling the app. FREE AND PLUS Free includes the core recording, review, settlement, history and export workflow, within the free plan limits. Plus adds unlimited new records, recurring expenses, category split rules, more evidence storage and expiring read-only links for professional review. A Plus subscription covers the ledgers created by the subscribing account. Monthly and annual options are available; current prices appear in the app before purchase. Shared Ledger records expenses and repayments. It does not move money or determine legal obligations. Privacy: https://cbills.mlocore.com/legal/privacy Terms: https://cbills.mlocore.com/legal/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Shared Ledger at none against Family Ledger's shown. Shared Ledger also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Family Ledger sells 2 in-app purchases, starting at $1.99 per month and Shared Ledger sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Family Ledger ships an update every 4 days, Shared Ledger every 2 days. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.
| Parameter | Family Ledger | Shared Ledger |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | Every 2 days โ better |
| Ads | Yes | No โ better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, iPod โ better |
| Requires iOS | 17.0 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 29 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | UCHIGADGETOOLS | Quite Awesome Limited |
In-app purchases
Family Ledger
- Family Ledger Premium (1 Month)$1.991 Month
- Family Ledger Premium (1 Year)$19.991 Year
Shared Ledger
- Shared Ledger Plus Monthly$5.991 Month
- Shared Ledger Plus Annual$49.991 Year
Questions
Is Family Ledger free?
Is Shared Ledger free?
Do Family Ledger or Shared Ledger have ads?
Which is updated more often, Family Ledger or Shared Ledger?
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