Comparison

budgi vs Dinzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

budgi

This app uses AI and Open Finance to automatically sync your bank accounts and cards for personalized financial management. Get insights, tips, and strategies from your AI assistant to save more and understand spending habits.

Highlights
  • AI-powered financial insights
  • Automatic bank account syncing
  • Personalized budgeting tools
  • Spending habit analysis
  • Payment reminders and alerts
  • Multi-currency support
Features
Read full description

It’s time to revolutionize how you manage your money. budgi combines artificial intelligence with Open Finance connectivity to bring you a modern, practical, and personalized financial management experience. Your bank accounts and cards sync automatically, keeping everything organized in real time—no more manual entries. Everything you need, all in one place. But what truly makes budgi shine is Buddy, your personal AI. Buddy isn’t just a financial assistant—it’s the partner you’ve always needed to save more, hit your goals, and understand your spending habits. Need advice? Buddy is ready with insights, practical tips, and strategies to optimize your finances. It’s like having a financial consultant in your pocket, always there for you. With budgi, managing your finances has never been easier or smarter. Every feature is designed to simplify your life, from customizable categories and budgets to automatic payment reminders and spending alerts. It even supports multiple currencies and real-time conversions because your money should go as far as you do. Available on mobile and web, budgi goes wherever you are, keeping your finances under control. Say goodbye to boring spreadsheets. Download budgi now and discover the simplest, smartest, and most fun way to manage your money. Your financial future starts here! Terms of Use: https://www.budgi.it/terms Privacy Policy: https://www.budgi.it/privacy

About

Dinzo

Take control of your personal finances with this comprehensive app. Easily manage accounts, track expenses, plan budgets, and set financial goals. It helps you organize spending, monitor cash flow, and save money effectively.

Highlights
  • Manage bank accounts and credit cards
  • Track daily expenses and categorize spending
  • Plan monthly budgets and set spending limits
  • Monitor accounts payable and cash flow
  • Set financial goals and savings targets
  • Generate custom transaction reports with charts
Features
Read full description

Chega de planilha de gastos. O Dinzo organiza seu dinheiro sozinho: bancos conectados via Open Finance, cada despesa categorizada automaticamente e o Dino — um assistente de IA que funciona direto no seu WhatsApp. DINO, SEU ASSISTENTE NO WHATSAPP Mande "mercado 184" e a transação entra categorizada no extrato. Grave um áudio com vários gastos de uma vez. Tire uma foto da nota fiscal e ela entra itemizada. E pergunte o que quiser — "posso comprar um PS5 de R$ 3.500?" — que o Dino projeta seu saldo e responde. Tudo sem abrir o app. SEUS BANCOS, CONECTADOS Nubank, Itaú, Bradesco, Santander, C6 Bank, Inter, Caixa, Banco do Brasil, BTG Pactual, Mercado Pago, PicPay, XP e mais de 100 instituições, via Open Finance regulado pelo Banco Central. Contas, cartões e investimentos importados automaticamente — acesso somente leitura. O QUE VOCÊ GANHA • Gastos categorizados automaticamente, em mais de 100 categorias • Fatura prevista do cartão sempre atualizada, com a projeção que o app do banco não mostra • Assinaturas (Netflix, Spotify...) e parcelas detectadas sozinhas • Limites por categoria, com alerta antes de estourar • Metas com previsão de chegada • Investimentos: ações, FIIs, Tesouro, CDB e mais de 26 tipos de ativos • Fechamento do mês em formato de story • Dashboard web incluído, com relatórios e exportação em CSV, Excel e PDF • Contas manuais ilimitadas para o que não estiver no Open Finance • Widgets de saldo e ofensiva na tela de início CUIDAR DO DINHEIRO VIROU UM JOGO Missões, XP e ofensiva constroem o hábito que a planilha nunca conseguiu. SEGURANÇA DE VERDADE A autorização acontece no app do seu próprio banco — o Dinzo nunca vê sua senha. Acesso somente leitura: é impossível movimentar dinheiro pela plataforma, e você revoga quando quiser. Dados criptografados, conforme a LGPD. POR QUE O DINZO É PAGO? Porque aplicativo de finanças "grátis" se paga de outro jeito: vendendo seus dados, empurrando cartão de crédito ou enchendo a tela de anúncio. O Dinzo é sustentado só pela assinatura — sem anúncios, sem venda de dados. Teste grátis no plano anual, garantia incondicional de 7 dias e cancelamento em 1 clique. Seu dinheiro, claro como nunca. Suporte humano no WhatsApp e central de ajuda em ajuda.dinzo.com.br EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

budgi4 screens
Dinzo4 screens

Verdict

The call

The clearest difference is update cadence: Dinzo at every 2 days against budgi's every 5 weeks. budgi's advantage is review sentiment (43% vs 31%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. budgi sells 12 in-app purchases, starting at $1.99 per month and Dinzo sells 6 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

budgi ships an update every 5 weeks, Dinzo every 2 days. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
budgi versus Dinzo: the parameters behind the verdict, then further details
ParameterbudgiDinzo
PriceFreeFree
Rating4.8 (5 ratings) — better
Positive reviews43.5% of reviews — better31.0% of reviews
Number of ratings5 — better
Update frequencyEvery 5 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size88 MB82 MB
Age rating+44+
DeveloperBrandow Buenos Aires MadeiraCodari Solucoes de Tecnologia LTDA

Customer experience

budgi

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive43.5%
Neutral13.0%
Negative43.5%

Dinzo

Written reviews29 reviews
Positive31.0%
Neutral20.7%
Negative48.3%

In-app purchases

12 purchases

budgi

Subscriptions12
  • budgi Plus (Monthly)$1.991 Month
  • budgi Plus (Partners Monthly)$1.991 Month
  • budgi Pro (Partners Monthly)$2.991 Month
Show 9 more
  • budgi Pro (Monthly)$3.991 Month
  • budgi Business (Partners Monthly)$5.991 Month
  • budgi Business (Monthly)$7.991 Month
  • budgi Plus (Partners Yearly)$14.991 Year
  • budgi Plus (Yearly)$14.991 Year
  • budgi Pro (Partners Yearly)$22.991 Year
  • budgi Pro (Yearly)$29.991 Year
  • budgi Business (Partners Yearly)$49.991 Year
  • budgi Business (Yearly)$59.991 Year
6 purchases

Dinzo

Subscriptions6
  • Dinzo Premium Mensal3 Days trial$4.991 Month
  • Dinzo Ultra Mensal$7.991 Month
  • Dinzo Premium Trimestral$11.993 Months
Show 3 more
  • Dinzo Ultra Trimestral$19.993 Months
  • Dinzo Premium Anual$39.991 Year
  • Dinzo Ultra Anual$59.991 Year

Questions

Is budgi free?
budgi is free to download, with in-app purchases available.
Is Dinzo free?
Dinzo is free to download, with in-app purchases available.
Do budgi or Dinzo have ads?
Neither budgi nor Dinzo shows ads.
Which is updated more often, budgi or Dinzo?
budgi ships an update every 5 weeks, and Dinzo every 2 days. Most recently, budgi was updated on September 22, 2026 and Dinzo on September 24, 2026.

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