Comparison

budgi vs Quartzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

budgi

This app uses AI and Open Finance to automatically sync your bank accounts and cards for personalized financial management. Get insights, tips, and strategies from your AI assistant to save more and understand spending habits.

Highlights
  • AI-powered financial insights
  • Automatic bank account syncing
  • Personalized budgeting tools
  • Spending habit analysis
  • Payment reminders and alerts
  • Multi-currency support
Features
Read full description

It’s time to revolutionize how you manage your money. budgi combines artificial intelligence with Open Finance connectivity to bring you a modern, practical, and personalized financial management experience. Your bank accounts and cards sync automatically, keeping everything organized in real time—no more manual entries. Everything you need, all in one place. But what truly makes budgi shine is Buddy, your personal AI. Buddy isn’t just a financial assistant—it’s the partner you’ve always needed to save more, hit your goals, and understand your spending habits. Need advice? Buddy is ready with insights, practical tips, and strategies to optimize your finances. It’s like having a financial consultant in your pocket, always there for you. With budgi, managing your finances has never been easier or smarter. Every feature is designed to simplify your life, from customizable categories and budgets to automatic payment reminders and spending alerts. It even supports multiple currencies and real-time conversions because your money should go as far as you do. Available on mobile and web, budgi goes wherever you are, keeping your finances under control. Say goodbye to boring spreadsheets. Download budgi now and discover the simplest, smartest, and most fun way to manage your money. Your financial future starts here! Terms of Use: https://www.budgi.it/terms Privacy Policy: https://www.budgi.it/privacy

About

Quartzo

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

Highlights
  • Multiple wallets for account organization
  • Expense categorization
  • Automated recurring transaction recording
  • Customizable expense notifications
  • iCloud backup for data security
  • Home screen widgets for quick viewing and addition
  • Apple Pay transaction recognition integration
Features
Read full description

Quartzo - Spending Tracker is your essential partner for managing your finances conveniently and efficiently. With essential features and an intuitive interface, Quartzo provides complete control over your expenses, ensuring solid and successful financial management. Highlighted Features: Multiple Wallets: Organize your finances according to your needs, maintaining detailed control of all your accounts. Create Wallets and organize your transactions by context. Categorization: Easily identify where your money is being spent, allowing for a better understanding of your financial habits and areas for saving and investing. Automated Recurrence: Simplify the recording of regular expenses, such as monthly bills and recurring payments, ensuring nothing goes unnoticed and facilitating long-term financial planning. Customizable Notifications: Stay updated on your expenses and balances with customizable notifications, helping to maintain control and avoid unpleasant surprises. iCloud Backup: Protect your financial data and keep it available on all your devices with iCloud Backup, providing peace of mind and security anywhere. Dynamic Widgets: Quick View: View your latest transaction added directly on the home screen or lock screen, making it easier to track your expenses in real time. Simplified Addition: Easily create new expense or income transactions through widgets, streamlining the financial recording process. Integration with Shortcuts: Instant Transaction Addition: Add new transactions without opening the app, using custom shortcuts for a faster and more convenient experience. Apple Pay Transaction Recognition: Integrate Quartzo with Apple Pay's physical card transaction recognition, further simplifying the recording of your expenses. Quartzo Personal Finance offers an intuitive and user-friendly experience, allowing you to manage your personal finances efficiently in a matter of seconds. Download now and start mastering your finances intelligently! Download Quartzo now and take control of your finances, ensuring you stay within your budget. Transform financial management into a simple and efficient experience with Quartzo, your trusted partner for personal financial success. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

Screenshots

budgi4 screens
Quartzo4 screens

Verdict

The call

The clearest difference is rating: budgi at 4.8 against Quartzo's 4.3. budgi also leads on iOS requirement (15.0 vs 18). Quartzo's advantage is update cadence (weekly vs every 5 weeks) and review sentiment (62% vs 43%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. budgi sells 12 in-app purchases, starting at $1.99 per month and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

budgi holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews complicate that: 43% of budgi's written reviews are positive against 62% of Quartzo's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

budgi ships an update every 5 weeks, Quartzo weekly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
budgi versus Quartzo: the parameters behind the verdict, then further details
ParameterbudgiQuartzo
PriceFreeFree
Rating4.8 (5 ratings) — better4.3 (4 ratings)
Positive reviews43.5% of reviews61.9% of reviews — better
Number of ratings5 — better4
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18
Further details — not scored
Size88 MB24 MB
Age rating+4+17
DeveloperBrandow Buenos Aires MadeiraRafael Ramos

Customer experience

budgi

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive43.5%
Neutral13.0%
Negative43.5%

Quartzo

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

In-app purchases

12 purchases

budgi

Subscriptions12
  • budgi Plus (Monthly)$1.991 Month
  • budgi Plus (Partners Monthly)$1.991 Month
  • budgi Pro (Partners Monthly)$2.991 Month
Show 9 more
  • budgi Pro (Monthly)$3.991 Month
  • budgi Business (Partners Monthly)$5.991 Month
  • budgi Business (Monthly)$7.991 Month
  • budgi Plus (Partners Yearly)$14.991 Year
  • budgi Plus (Yearly)$14.991 Year
  • budgi Pro (Partners Yearly)$22.991 Year
  • budgi Pro (Yearly)$29.991 Year
  • budgi Business (Partners Yearly)$49.991 Year
  • budgi Business (Yearly)$59.991 Year
3 purchases

Quartzo

Subscriptions2
  • Quartzo Pro: Monthly3 Days trial$1.991 Month
  • Quartzo Pro: Annually$14.991 Year
One-time1
  • Quartzo Pro: Lifetime$19.99

Questions

Is budgi free?
budgi is free to download, with in-app purchases available.
Is Quartzo free?
Quartzo is free to download, with in-app purchases available.
Which has better reviews, budgi or Quartzo?
budgi is rated higher. budgi averages 4.8 out of 5 from 5 ratings, while Quartzo averages 4.3 from 4 ratings.
Do budgi or Quartzo have ads?
Neither budgi nor Quartzo shows ads.
Which is updated more often, budgi or Quartzo?
budgi ships an update every 5 weeks, and Quartzo weekly. Most recently, budgi was updated on September 22, 2026 and Quartzo on September 24, 2026.

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