budgi vs Otto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
budgi
This app uses AI and Open Finance to automatically sync your bank accounts and cards for personalized financial management. Get insights, tips, and strategies from your AI assistant to save more and understand spending habits.
- AI-powered financial insights
- Automatic bank account syncing
- Personalized budgeting tools
- Spending habit analysis
- Payment reminders and alerts
- Multi-currency support
Read full descriptionHide full description
It’s time to revolutionize how you manage your money. budgi combines artificial intelligence with Open Finance connectivity to bring you a modern, practical, and personalized financial management experience. Your bank accounts and cards sync automatically, keeping everything organized in real time—no more manual entries. Everything you need, all in one place. But what truly makes budgi shine is Buddy, your personal AI. Buddy isn’t just a financial assistant—it’s the partner you’ve always needed to save more, hit your goals, and understand your spending habits. Need advice? Buddy is ready with insights, practical tips, and strategies to optimize your finances. It’s like having a financial consultant in your pocket, always there for you. With budgi, managing your finances has never been easier or smarter. Every feature is designed to simplify your life, from customizable categories and budgets to automatic payment reminders and spending alerts. It even supports multiple currencies and real-time conversions because your money should go as far as you do. Available on mobile and web, budgi goes wherever you are, keeping your finances under control. Say goodbye to boring spreadsheets. Download budgi now and discover the simplest, smartest, and most fun way to manage your money. Your financial future starts here! Terms of Use: https://www.budgi.it/terms Privacy Policy: https://www.budgi.it/privacy
Otto
Effortlessly manage personal finances and understand spending patterns. Gain insights into essential, important, and superfluous expenses with clear charts and behavioral classifications. Access helpful content to improve your financial literacy and maintain control.
- Expense recording
- Spending habit tracking
- Financial insights and charts
- Behavioral classification (survivor, balanced, spender)
- Expense categorization (essential, important, superfluous)
- Financial literacy content library
- Intuitive user experience
Read full descriptionHide full description
Otto is the simplest way to organize your personal finances and understand where your money goes. With just a few taps, you can record your expenses, track your spending habits, and receive insights that make financial control a natural part of your daily life. The app classifies users according to their behavior, showing whether they are survivors, balanced, or spenders. In addition, it presents charts that clearly show where your money is being directed, highlighting whether expenses are essential, important, or superfluous. This clear view helps you make more conscious decisions and maintain balance between what is necessary and what can be adjusted. Otto also offers a library with simple but useful content, designed for those who want to improve their relationship with money and learn how to take better care of their finances. All of this comes with a practical and intuitive experience, with notifications and features that ensure you are always in control. New users are entitled to two months of free access. After this period, you can subscribe or cancel at any time, with no commitment. With Otto, you gain more clarity, more control, and less complication in your financial life.
Screenshots
Verdict
The clearest difference is review sentiment: Otto at 100% against budgi's 46%. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. budgi sells 10 in-app purchases, starting at $1.99 per month and Otto sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
budgi ships an update every 5 weeks, Otto every 3 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.
| Parameter | budgi | Otto |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5 ratings) — better | — |
| Positive reviews | 45.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 5 — better | — |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 93 MB | 25 MB |
| Age rating | +4 | +4 |
| Developer | Brandow Buenos Aires Madeira | Lucas Siqueira |
Customer experience
budgi
Otto
In-app purchases
budgi
- budgi Plus (Monthly)$1.991 Month
- budgi Plus (Partners Monthly)$1.991 Month
- budgi Pro (Partners Monthly)$2.991 Month
Show 7 moreShow fewer
- budgi Pro (Monthly)$3.991 Month
- budgi Business (Partners Monthly)$5.991 Month
- budgi Plus (Yearly)7 Days trial$14.991 Year
- budgi Plus (Partners Yearly)$14.991 Year
- budgi Pro (Partners Yearly)$22.991 Year
- budgi Pro (Yearly)7 Days trial$29.991 Year
- budgi Business (Partners Yearly)$49.991 Year
Otto
- Otto Premium$0.991 Month









