budgi vs TakeControl
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
budgi
This app uses AI and Open Finance to automatically sync your bank accounts and cards for personalized financial management. Get insights, tips, and strategies from your AI assistant to save more and understand spending habits.
- AI-powered financial insights
- Automatic bank account syncing
- Personalized budgeting tools
- Spending habit analysis
- Payment reminders and alerts
- Multi-currency support
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It’s time to revolutionize how you manage your money. budgi combines artificial intelligence with Open Finance connectivity to bring you a modern, practical, and personalized financial management experience. Your bank accounts and cards sync automatically, keeping everything organized in real time—no more manual entries. Everything you need, all in one place. But what truly makes budgi shine is Buddy, your personal AI. Buddy isn’t just a financial assistant—it’s the partner you’ve always needed to save more, hit your goals, and understand your spending habits. Need advice? Buddy is ready with insights, practical tips, and strategies to optimize your finances. It’s like having a financial consultant in your pocket, always there for you. With budgi, managing your finances has never been easier or smarter. Every feature is designed to simplify your life, from customizable categories and budgets to automatic payment reminders and spending alerts. It even supports multiple currencies and real-time conversions because your money should go as far as you do. Available on mobile and web, budgi goes wherever you are, keeping your finances under control. Say goodbye to boring spreadsheets. Download budgi now and discover the simplest, smartest, and most fun way to manage your money. Your financial future starts here! Terms of Use: https://www.budgi.it/terms Privacy Policy: https://www.budgi.it/privacy
TakeControl
Easily manage shared expenses with friends and family. Track group spending, calculate who owes what, and simplify payments. Supports multiple currencies and customizable categories.
- Group expense tracking
- Automatic debt calculation
- Simplified payment settlement
- Multi-currency support
- Customizable expense categories
- Receipt scanning
- Offline functionality
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Splitting expenses as a couple or on a trip should not turn into an argument. TakeControl helps couples, friends, families, and groups split bills, track shared expenses, and see who owes whom. Add an expense and the app calculates each person’s share, updates balances instantly, and shows the simplest way to settle up. PERFECT FOR COUPLES AND TRIPS Traveling with friends? Track hotels, flights, gas, restaurants, groceries, activities, and travel expenses, then split the cost without spreadsheets. Living together or managing money as a couple? Use TakeControl to split rent, groceries, delivery, pharmacy, utilities, household bills, subscriptions, and shared expenses. Split couple expenses equally, by percentage, or by exact amount. Also great for: - Roommates and shared housing - Dinners, parties, birthdays, and events - Family expenses, school, and healthcare - Group funds and loans between friends HOW IT WORKS 1. Create a group and add the people involved 2. Add expenses as they happen 3. See everyone’s balance update instantly 4. Settle up with the fewest payments possible Not everyone needs to download the app. Add local members and manage the split yourself, ideal for couples, trips, or groups where not everyone wants another app. SPLIT EVERY EXPENSE FAIRLY Not every bill should be split 50/50. With TakeControl, you can split expenses: - Equally between everyone - By percentage - By exact amount - With more than one person paying the same expense DEBT SIMPLIFICATION Instead of everyone paying everyone, TakeControl reorganizes group balances and calculates the fewest transfers needed to settle all debts. Everyone pays the right amount, with fewer transfers. GROUP INSIGHTS Understand your money without opening a spreadsheet: - Spending trends over time - A financial overview of the group - Balance between members and who is covering more - Recent group activity - More insights to understand where the money is going MORE THAN 130 CURRENCIES Record every expense in the currency it was paid in. Balances stay separated by currency, so amounts are never mixed. Turn on currency conversion whenever you want to see balances in your preferred currency. CATEGORIES YOUR WAY Create categories and custom subcategories for each group. Choose icons and colors, and disable anything you do not use. A travel group can have different categories from your household or couple expenses. MORE CONTEXT FOR EVERY EXPENSE - Attach receipts directly to expenses - Add notes explaining each purchase - Leave group notes for everyone - Browse the group receipt gallery - See what changed, who changed it, and when LESS TYPING - Scan a receipt and let TakeControl fill in the expense - Add expenses using your voice - Use the built-in calculator - Create recurring and installment expenses automatically - Add expenses offline and sync when connected again AND MORE - Group budgets with spending progress - Home Screen widget with balance and budget - Real-time activity notifications - Send reminders when someone still needs to settle up - Import your Splitwise groups in minutes - Import contacts from your phone - Biometric lock - CSV export - Available in 6 languages FREE TO GET STARTED Create up to 6 groups and add up to 8 expenses per day for free. No ads. TAKECONTROL PRO - Unlimited groups and expenses - Unlimited receipt scanning and voice expense entry - Convert balances into the currency you choose - Set custom exchange rates for each group - Advanced expense search filters A Lifetime option is also available: pay once and keep access forever. Your PRO subscription is charged to your App Store account and renews automatically unless auto- Terms of Use: https://gettakecontrol.app/en/legal/terms-of-use/ Privacy Policy: https://gettakecontrol.app/en/legal/privacy-policy/
Screenshots
Verdict
The clearest difference is review sentiment: TakeControl at 88% against budgi's 46%. TakeControl also leads on in-app purchases (none vs 12) and update cadence (every 9 days vs every 5 weeks). budgi's advantage is ads (none vs shown) and iOS requirement (15.0 vs 17.0). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. budgi sells 12 in-app purchases, starting at $1.99 per month. TakeControl asks for nothing beyond the download.
budgi ships an update every 5 weeks, TakeControl every 9 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | budgi | TakeControl |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5 ratings) — better | — |
| Positive reviews | 45.8% of reviews | 87.5% of reviews — better |
| Number of ratings | 5 — better | — |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 93 MB | 131 MB |
| Age rating | +4 | +4 |
| Developer | Brandow Buenos Aires Madeira | Hello Design & Tecnologia LTDA |
Customer experience
budgi
TakeControl
In-app purchases
budgi
- budgi Plus (Monthly)$1.991 Month
- budgi Plus (Partners Monthly)$1.991 Month
- budgi Pro (Partners Monthly)$2.991 Month
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- budgi Pro (Monthly)$3.991 Month
- budgi Business (Partners Monthly)$5.991 Month
- budgi Business (Monthly)$7.991 Month
- budgi Plus (Yearly)7 Days trial$14.991 Year
- budgi Plus (Partners Yearly)$14.991 Year
- budgi Pro (Partners Yearly)$22.991 Year
- budgi Pro (Yearly)7 Days trial$29.991 Year
- budgi Business (Partners Yearly)$49.991 Year
- budgi Business (Yearly)$59.991 Year
TakeControl
No in-app purchases









