Comparison

My Authenticator app vs Kaching

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Authenticator app

This app provides two-factor authentication (2FA) to secure your online accounts. It generates one-time passcodes for logging into various websites and services, offering enhanced protection beyond traditional passwords. Features include multi-account support, iCloud backup, and home screen widgets.

Highlights
  • Secure multiple accounts
  • Generate one-time passcodes
  • Compatible with 100+ services
  • App lock with passcode/Apple ID
  • iCloud backup and sync
  • Home screen widget
  • Apple Watch support
Features
Read full description

Keep your accounts secure with Authenticator App! Two-factor authentication (2FA) will protect your online identity with ease. Scan the QR code or enter it manually and our app will generate secure, one-time passcode that you can use to verify your identity when logging into websites and services. Features: - Secure multiple accounts in one app - Compatible with 100+ websites and services that support 2FA (Google, Facebook, Instagram, Twitter, Amazon, and more) - Lock the app with Apple ID or passcode - Backup and Sync your 2FA accounts on iCloud - Widget for your home screen for easy access - Authentication app available also on Apple Watch Don't risk your online security with weak passwords or outdated authentication methods. Download our Authenticator app today and keep your accounts safe and secure! Subscription: - $4.99/month or $17.99/year - Payment will be charged to your iTunes Account at confirmation of purchase - Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period - Account will be charged for renewal within 24 hours before the end of the current period, and identify the cost of the renewal - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase - No cancellation of the current subscription is allowed during the active subscription period - Terms of service: https://www.topapp.si/privacy/ta-tos.php - Privacy policy: https://www.topapp.si/privacy/ta-privacy.php

About

Kaching

Features
Read full description

Do you feel like your money is slipping away without you noticing? Say goodbye to manual recording! Welcome to Kaching, the smart finance manager that automates your financial life by reading your bank transactions via SMS. Kaching is not just an expense tracker; it is an automation system designed so you don't have to lift a finger. WHY CHOOSE KACHING? AUTOMATIC SMS DETECTION (Smart Inbox): Our star feature! Kaching uses SMS read permissions to detect your bank notifications instantly. When you buy with your card or receive a payment, the app identifies the amount and the merchant, allowing you to confirm the expense in a second. Avoid forgets and save time with financial automation. REAL LIQUID NET WORTH: Understand the difference between what you have and what you owe. Manage savings accounts, cash, credit cards, and loans in one place. BUDGETS THAT ACTUALLY WORK: Set limits by category and receive smart alerts. Our logic helps you not to exceed your monthly savings goals. PREMIUM VISUAL ANALYSIS: High-precision interactive charts that show you where your money is and how to optimize it. Identify ghost expenses in seconds! TOTAL SECURITY AND PRIVACY: Your financial data is sacred. SMS processing is performed locally on your device. Protect your information with biometric lock (fingerprint or face) and keep your accounts for your eyes only. UNLIMITED MANAGEMENT: Record images of your invoices, add custom tags, and export your reports. Kaching grows with you! JOIN THE FINANCIAL REVOLUTION! Download Kaching now and transform your relationship with money. Total control over your expenses, finances, and savings goals is just one tap away. Note: This application requires SMS permissions for its core functionality of automatic detection of bank transactions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

My Authenticator app4 screens
Kaching4 screens

Verdict

The call

The clearest difference is ads: My Authenticator app at none against Kaching's shown. Kaching's advantage is update cadence (weekly vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Authenticator app sells 3 in-app purchases, starting at $4.99 per month and Kaching sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Authenticator app ships an update every 4 months, Kaching weekly. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
My Authenticator app versus Kaching: the parameters behind the verdict, then further details
ParameterMy Authenticator appKaching
PriceFreeFree
Rating4.0 (613 ratings) — better—
Positive reviews24.6% of reviews—
Number of ratings613 — better—
Update frequencyEvery 4 monthsWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationSubscription—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS14.3 — better15.0
Further details — not scored
Size72 MB96 MB
Age rating4+4+
DeveloperTOP APP d.o.o.PSKLabs

Bugs and requests

My Authenticator app

Reported bugs

3 issues
  • Installed for a single app authentication and has now locked up everything
  • I got this app and needed it to keep my stores open as soon as I tried it it didn't work. I ended up downloading it and I re-downloaded it because it's been eight days and I need to get in my store still doesn't work no support helps nothing, don't waste your time or money. It's just gonna end up at frustration.
  • I put in my password, and it didn't work, and after doing this a number of times, I give up..I wrote my password down, but it still didn't work so I'm done

Requested features

1 request
  • Wish it allowed for me to use my security yubikey

Kaching

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

My Authenticator app

Subscriptions3
  • My Authenticator Premium2 variants$4.991 Month
  • My Authenticator Premium3 Days trial$17.991 Year
  • My Authenticator Premium3 Days trial$29.991 Year
2 purchases

Kaching

Subscriptions2
  • Kaching Premium Mensual1 Month trial$0.991 Month
  • Kaching Premium Anual2 Months trial$9.991 Year

Questions

Is My Authenticator app free?
My Authenticator app is free to download, with in-app purchases available.
Is Kaching free?
Kaching is free to download, with in-app purchases available.
Do My Authenticator app or Kaching have ads?
Kaching shows ads; My Authenticator app does not.
Which is updated more often, My Authenticator app or Kaching?
My Authenticator app ships an update every 4 months, and Kaching weekly. Most recently, My Authenticator app was updated on October 16, 2026 and Kaching on October 6, 2026.

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