Comparison

Modulr vs Enako

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Modulr

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

Highlights
  • Approve single payments
  • Approve batch payments
  • View account balances
  • Approve on the move
  • Streamlined approvals process
Features
Read full description

Manage accounts, funding, approvals, cards and receipts. Modulr Payroll Portal users: Payment approvals Approve single, multiple or batch payments for your business, or for your customers, wherever you are. If you’re a delegate (e.g. an accountant or payroll bureau) managing approvals on behalf of customers, you’ll know how much time gets spent chasing them for approvals. Modulr Mobile App solves this: customers get a push notification when approval is needed, and can respond in seconds – no desktop required. Add funds Add funds from your bank, directly in the app. From any account, select β€˜Add Funds’, choose the bank you’re paying from, and confirm securely at your bank. Funds transfer straight to your Modulr account, ready for any scheduled or approved payments to go out. Funding requirements are clearly shown for your accounts and your customers’ accounts, so you always know what’s needed and when. Accounts and balances Check balances and account activity for your business and your customers, any time. Modulr Accounts Payable users: Cards You can now activate your Modulr virtual payment cards straight from the app and view their secure details. You can freeze and unfreeze each card to stay in control of spending, and check spend limits and current spend at a glance. Receipts Upload receipts on the go – straight from your phone’s camera or files – so your spend stays reconciled wherever you are. For payroll payments, user management, accounts payable invoice approvals, and everything else, continue to use the Modulr AP or Payroll portals on desktop. www.modulrfinance.com/help-and-support

About

Enako

Features
Read full description

Enako is an application that gives users the possibility to carry out group contributions also called Njangi, pay school feed and rent among other things.

Screenshots

Modulr4 screens
Enako4 screens

Verdict

The call

The clearest difference is update cadence: Enako at every 11 days against Modulr's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Modulr ships an update monthly, Enako every 11 days. The most recent releases landed on October 10, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Β· 7 level
Modulr versus Enako: the parameters behind the verdict, then further details
ParameterModulrEnako
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyMonthlyEvery 11 days β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details β€” not scored
Size25 MB63 MB
Age rating4+4+
DeveloperModulr FinanceENAKO

In-app purchases

None

Modulr

No in-app purchases

None

Enako

No in-app purchases

Questions

Is Modulr free?
Modulr is free to download, with no in-app purchases.
Is Enako free?
Enako is free to download, with no in-app purchases.
Do Modulr or Enako have ads?
Neither Modulr nor Enako shows ads.
Which is updated more often, Modulr or Enako?
Modulr ships an update monthly, and Enako every 11 days. Most recently, Modulr was updated on October 10, 2026 and Enako on October 28, 2026.

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