Comparison

TSB Mobile Banking vs Modulr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TSB Mobile Banking

Manage your finances conveniently from your mobile device. View all your accounts, check balances, pay bills, and transfer funds. Secure login options like fingerprint and face ID are available.

Highlights
  • View all accounts
  • Check balances
  • Pay bills
  • Send and move money
  • Secure login (fingerprint/face ID)
  • Open current accounts
Features
Read full description

Say hello to your TSB Mobile Banking App.​ Manage all your TSB accounts securely in one place. Check your balance, make payments, move money into Savings Pots and stay in control of your cards—anytime, anywhere.​ With the TSB app, you can:​ - Log in fast with Face ID or fingerprint. ​ - Make payments, transfer money and manage standing orders or Direct Debits. ​ - Freeze or unfreeze your card, view your PIN & card details, and order a replacement. ​ - Add your card to Apple Wallet/Google Pay.​ - Use Savings Pots and Save the Pennies to grow your savings. ​ - Track spending with Spend & Save tools. ​ - Identify transactions easily with retailer logos. ​ Simple. Secure. Designed to help you stay on top of your money.​ What you’ll need:​ - To use this app, you must be a personal TSB customer with a device running iOS15 or above.​ - UK residency is required to apply for new products.​ Need help? ​ - Visit our Mobile App FAQs: https://www.tsb.co.uk/help/mobile-app/faqs.html. - Use our interactive guide if you're having trouble logging in: https://www.tsb.co.uk/login-issues.html. - Check our Service Status to confirm everything is running smoothly: https://www.tsb.co.uk/help-and-support/service-message.html. Got feedback or spotted an issue?​ We’d love to hear from you. Share your ideas or report any problems at appideas@tsb.co.uk so we can continue improving your TSB app experience.​ Important information​ This app is intended for TSB personal Internet Banking customers. Terms and conditions apply, see 'Ways to bank with us' on: https://www.tsb.co.uk/legal/.​ ​ Coverage and Location​ Our app and services may be affected by your phone's signal and functionality. In some countries it may be illegal to use some internet and mobile banking services. Please check before you travel. ​ TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no SC95237.​ Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.​ TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.​

About

Modulr

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

Highlights
  • Approve single payments
  • Approve batch payments
  • View account balances
  • Approve on the move
  • Streamlined approvals process
Features
Read full description

Manage accounts, funding, approvals, cards and receipts. Modulr Payroll Portal users: Payment approvals Approve single, multiple or batch payments for your business, or for your customers, wherever you are. If you’re a delegate (e.g. an accountant or payroll bureau) managing approvals on behalf of customers, you’ll know how much time gets spent chasing them for approvals. Modulr Mobile App solves this: customers get a push notification when approval is needed, and can respond in seconds – no desktop required. Add funds Add funds from your bank, directly in the app. From any account, select ‘Add Funds’, choose the bank you’re paying from, and confirm securely at your bank. Funds transfer straight to your Modulr account, ready for any scheduled or approved payments to go out. Funding requirements are clearly shown for your accounts and your customers’ accounts, so you always know what’s needed and when. Accounts and balances Check balances and account activity for your business and your customers, any time. Modulr Accounts Payable users: Cards You can now activate your Modulr virtual payment cards straight from the app and view their secure details. You can freeze and unfreeze each card to stay in control of spending, and check spend limits and current spend at a glance. Receipts Upload receipts on the go – straight from your phone’s camera or files – so your spend stays reconciled wherever you are. For payroll payments, user management, accounts payable invoice approvals, and everything else, continue to use the Modulr AP or Payroll portals on desktop. www.modulrfinance.com/help-and-support

Screenshots

TSB Mobile Banking4 screens
Modulr4 screens

Verdict

The call

The clearest difference is review sentiment: TSB Mobile Banking at 74% against Modulr's 0%. Modulr's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TSB Mobile Banking ships an update every 3 weeks, Modulr monthly. The most recent releases landed on October 18, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
TSB Mobile Banking versus Modulr: the parameters behind the verdict, then further details
ParameterTSB Mobile BankingModulr
PriceFreeFree
Rating4.8 (1.1K ratings) — better—
Positive reviews73.9% of reviews — better0.0% of reviews
Number of ratings1.1K — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size276 MB25 MB
Age rating4+4+
DeveloperTSB Bank plcModulr Finance

Customer experience

TSB Mobile Banking

All ratings1,070 ratings
Positive96.7%
Neutral2.2%
Negative1.0%
Written reviews918 reviews
Positive73.9%
Neutral7.6%
Negative18.5%

Modulr

Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Bugs and requests

TSB Mobile Banking

Reported bugs

5 issues
  • Login issues after updates
  • Inability to pay in cheques through the app
  • Payments to approve feature not working
  • Inconsistent performance on older devices
  • Syncing issues between app and website

Requested features

5 requests
  • Notifications for payments and deposits
  • Dark mode option
  • Ability to view transaction history beyond 3 months
  • Option to approve payments directly in the app
  • Easier way to reset login details

Modulr

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TSB Mobile Banking

No in-app purchases

None

Modulr

No in-app purchases

Questions

Is TSB Mobile Banking free?
TSB Mobile Banking is free to download, with no in-app purchases.
Is Modulr free?
Modulr is free to download, with no in-app purchases.
Do TSB Mobile Banking or Modulr have ads?
TSB Mobile Banking shows ads; Modulr does not.
Which is updated more often, TSB Mobile Banking or Modulr?
TSB Mobile Banking ships an update every 3 weeks, and Modulr monthly. Most recently, TSB Mobile Banking was updated on October 18, 2026 and Modulr on September 23, 2026.

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