Comparison

Unlimit vs Modulr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Unlimit

Manage your finances globally with a multi-currency solution for businesses and individuals. Handle payments, transfers, and currency exchange seamlessly across various platforms and currencies.

Highlights
  • Multi-currency accounts
  • Global wire transfers
  • Currency exchange
  • Virtual and physical cards
  • Two-factor authentication
  • Biometric security
Features
Read full description

Unlimit simplifies your financial management with a global multi-payment application. Tailored for the diverse needs of startups, scale-ups, enterprises, individuals, and freelancers, Unlimit transforms financial management. Experience a seamless blend of multicurrency accounts, cards, and FX & transfer functionalities, delivering a comprehensive financial solution. Dynamic features for every need: Global Accounts: Universal payments in multiple currencies. Our multicurrency corporate account supports transactions in major currencies like EUR, USD, GBP, and CNY making it perfect for global coverage. The Unlimit multicurrency account allows seamless transactions worldwide and is compatible with digital wallets like Google Pay and Apple Pay. Get paid like a local: Get paid in the currency you want and pay your suppliers or contractors in their preferred currency, from EUR and USD to CNY or MXN. Online KYB: Sign up for an account completely digitally/ Comprehensive Corporate and Business Accounts: Empower your organization with our robust corporate and business account services, ensuring financial agility and control. Unhindered currency operations through FX, and transfers: Unlimit empowers businesses with seamless FX (foreign exchange) transactions, allowing for quick and efficient currency conversions at competitive rates. The business account for going global: Pay invoices and bills faster, at a better exchange rate. Offer your customers a wide array of payment options to streamline checkout processes. This includes all major card brands and many currencies including USD, EUR, BRL, MXN, etc. Connect to supported platforms like Amazon, eBay, Google and Apple Pay and pay for ad services on AdSense, Meta and many more. - Multi-Currency IBAN Accounts: Open numerous accounts to streamline your business transactions. - Global Wire Transfers: Effortlessly conduct international transactions using SWIFT and SEPA. - Worldwide Payment Receptions: Receive payments from any corner of the globe, in the currency you want. - Currency Exchange: Seamlessly exchange major world currencies. - Cross-Platform Accessibility: Manage your finances on desktop or mobile, anytime, anywhere. - Virtual and Physical Cards: Issue cards for your team and manage expenses effortlessly. - Smart Financial Management: Utilize our smart filter and transaction search for real-time expense tracking. - Comprehensive Notifications: Get instant alerts for all transaction types. - Multiple Account Management: Handle various accounts simultaneously with ease. - Universal Payment Options: Enjoy the freedom to pay online and offline, globally. Security You Can Trust: - Two-Factor Authentication (2FA): Secure your web app access on a PC or laptop. - Biometric Security: Leverage FaceID or TouchID for enhanced protection. - Reliable and Safe: Your financial security is our top priority.

About

Modulr

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

Highlights
  • Approve single payments
  • Approve batch payments
  • View account balances
  • Approve on the move
  • Streamlined approvals process
Features
Read full description

Manage accounts, funding, approvals, cards and receipts. Modulr Payroll Portal users: Payment approvals Approve single, multiple or batch payments for your business, or for your customers, wherever you are. If you’re a delegate (e.g. an accountant or payroll bureau) managing approvals on behalf of customers, you’ll know how much time gets spent chasing them for approvals. Modulr Mobile App solves this: customers get a push notification when approval is needed, and can respond in seconds – no desktop required. Add funds Add funds from your bank, directly in the app. From any account, select ‘Add Funds’, choose the bank you’re paying from, and confirm securely at your bank. Funds transfer straight to your Modulr account, ready for any scheduled or approved payments to go out. Funding requirements are clearly shown for your accounts and your customers’ accounts, so you always know what’s needed and when. Accounts and balances Check balances and account activity for your business and your customers, any time. Modulr Accounts Payable users: Cards You can now activate your Modulr virtual payment cards straight from the app and view their secure details. You can freeze and unfreeze each card to stay in control of spending, and check spend limits and current spend at a glance. Receipts Upload receipts on the go – straight from your phone’s camera or files – so your spend stays reconciled wherever you are. For payroll payments, user management, accounts payable invoice approvals, and everything else, continue to use the Modulr AP or Payroll portals on desktop. www.modulrfinance.com/help-and-support

Screenshots

Unlimit4 screens
Modulr4 screens

Verdict

The call

Unlimit and Modulr are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Unlimit ships an update every 2 weeks, Modulr monthly. The most recent releases landed on September 17, 2026 and August 30, 2026 respectively.

ScorecardNo meaningful differences
Unlimit versus Modulr: the parameters behind the verdict, then further details
ParameterUnlimitModulr
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings3 — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size100 MB25 MB
Age rating12+4+
DeveloperUnlimit Holding EU LtdModulr Finance

Customer experience

Unlimit

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Modulr

Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

Unlimit

No in-app purchases

None

Modulr

No in-app purchases

Questions

Is Unlimit free?
Unlimit is free to download, with no in-app purchases.
Is Modulr free?
Modulr is free to download, with no in-app purchases.
Do Unlimit or Modulr have ads?
Neither Unlimit nor Modulr shows ads.
Which is updated more often, Unlimit or Modulr?
Unlimit ships an update every 2 weeks, and Modulr monthly. Most recently, Unlimit was updated on September 17, 2026 and Modulr on August 30, 2026.

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