Modulr vs BilinkPay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Modulr
Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.
- Approve single payments
- Approve batch payments
- View account balances
- Approve on the move
- Streamlined approvals process
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Manage accounts, funding, approvals, cards and receipts. Modulr Payroll Portal users: Payment approvals Approve single, multiple or batch payments for your business, or for your customers, wherever you are. If youβre a delegate (e.g. an accountant or payroll bureau) managing approvals on behalf of customers, youβll know how much time gets spent chasing them for approvals. Modulr Mobile App solves this: customers get a push notification when approval is needed, and can respond in seconds β no desktop required. Add funds Add funds from your bank, directly in the app. From any account, select βAdd Fundsβ, choose the bank youβre paying from, and confirm securely at your bank. Funds transfer straight to your Modulr account, ready for any scheduled or approved payments to go out. Funding requirements are clearly shown for your accounts and your customersβ accounts, so you always know whatβs needed and when. Accounts and balances Check balances and account activity for your business and your customers, any time. Modulr Accounts Payable users: Cards You can now activate your Modulr virtual payment cards straight from the app and view their secure details. You can freeze and unfreeze each card to stay in control of spending, and check spend limits and current spend at a glance. Receipts Upload receipts on the go β straight from your phoneβs camera or files β so your spend stays reconciled wherever you are. For payroll payments, user management, accounts payable invoice approvals, and everything else, continue to use the Modulr AP or Payroll portals on desktop. www.modulrfinance.com/help-and-support
BilinkPay
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Welcome to BilinkPay β the ultimate all-in-one payment and financial management platform designed for modern businesses and global professionals. Manage your corporate funds, issue smart cards, and handle international transfers seamlessly from a single, secure application. Key Features: β’ Global Payments Made Simple Send and receive funds across borders with competitive rates and zero hidden fees. Experience frictionless international transfers tailored to your business needs. β’ Smart Corporate Card Management Issue virtual or physical cards for your team instantly. Set individual spending limits, freeze/unfreeze cards on the go, and track multi- currency expenses in real-time. β’ Seamless Expense Tracking Say goodbye to manual bookkeeping. Categorize spending automatically, upload receipts instantly, and streamline your financial reporting workflows. β’ Enterprise-Grade Security Your funds and data protection are our top priorities. BilinkPay ensures peace of mind with multi-layered encryption, secure biometric authentication, and advanced real-time fraud monitoring. Take full control of your global commercial financial operations anytime, anywhere. Download BilinkPay today to empower your business growth.
Screenshots
Verdict
The clearest difference is update cadence: BilinkPay at every 9 days against Modulr's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Modulr ships an update monthly, BilinkPay every 9 days. The most recent releases landed on October 10, 2026 and October 28, 2026 respectively.
| Parameter | Modulr | BilinkPay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | β |
| Update frequency | Monthly | Every 9 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 β better | 15.6 |
| Further details β not scored | ||
| Size | 25 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Modulr Finance | Equals Money PLC |
In-app purchases
Modulr
No in-app purchases
BilinkPay
No in-app purchases









