GoPay vs E
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GoPay
This app facilitates everyday purchases with QRIS, offers free bank transfers, and provides various payment options for bills and services. It also includes features for splitting expenses, earning rewards, saving money, and accessing cash loans.
- QRIS payments with cashback
- Free bank and e-wallet transfers
- Bill and mobile credit payments
- Split bill functionality
- Deals, cashback, and rewards
- Savings with attractive interest
- Online cash loans and pay later
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QRIS for Everyday Purchases Enjoy GoPay Coins cashback every time you pay with GoPay QRIS. Shop abroad with ease using QRIS Cross Border, and pay for public transportation seamlessly with QRIS Tap. Top Up from Anywhere Top up from various e-wallets such as AstraPay, DANA, iSaku, LinkAja, OVO, and ShopeePay. You can also top up via debit card and virtual account, as well as top up and withdraw cash at Alfamart and Indomaret. FREE Transfer Fees Enjoy FREE transfers to all banks up to 100x/month, as well as transfers to various e-wallets such as AstraPay, DANA, iSaku, LinkAja, OVO, ShopeePay, and FLIP. Transfer with peace of mind. With the On-Time Transfer Guarantee, you'll receive 50,000 GoPay Coins if your transfer takes longer than 1 minute. Pay & Buy What You Need Pay for PLN electricity tokens, mobile credit and data packages, PDAM, BPJS Employment and Health, vehicle tax, and other bills. Use GoPay to pay for GoFood, GoSend, GoRide, and GoCar, as well as purchases at various e-commerce platforms. You can also purchase movie tickets here. Split Bill Splitting expenses is easy with Split Bill. Just snap a photo of the receipt, and payment requests will be sent directly to your friends' GoPay wallets. MURAAAH Deals, Cashback & Discounts Save more with GoPay! Get Rp15,000 mobile credit for just Rp9,900 and Rp20,000 PLN electricity token for only Rp14,000. Enjoy great-value data packages from various providers, plus cashback of up to Rp25,000 for new users. You can also earn bonus GoPay Coins by playing free reward-based games. Save More with GoPay Savings by Jago Grow your money with attractive interest rates. Your deposits are protected by LPS, so you can save with confidence. Use your balance for top-ups and payments, or keep saving directly from your GoPay wallet. Quick activation, just within 2 minutes. Track Your Spending with Ease All your wallet and e-money transactions are automatically recorded. Stay Secure with GoPay Aman PIN protection, biometrics, Face ID, and Touch ID help keep your GoPay wallet safe. Our Balance Back Guarantee provides a full refund if your funds are lost through no fault of your own. Your data stays protected, private, and within your control. And whenever you need help, our Customer Service team is available 24/7. An Easy Cash Loan for All Your Needs - Online cash loans with a limit of up to IDR 25 million - Loan term: shortest loan term 61 days, longest loan term 183 days - Minimum interest rate (APR) 17.6% to a maximum of 36% per annum (depending on loan term) - As an illustration, for a loan amount of IDR 1,000,000 with a 93-day term, the total interest is as follows: Total interest rate = 17.6% / 365 x 93 x IDR 1,000,000 = IDR 44,742 Total installment = IDR 1,000,000 + IDR 44,742 = IDR 1,044,742 Monthly installment: IDR 348,247 The Easiness of Shop Now, Pay Later - Easy registration using your e-KTP, with a limit of up to IDR 30 million* - Interest starts at 2%* per transaction, can be used on Gojek, GoPay, Tokopedia, and other merchants, and paid in installments - Transparent fees with no hidden fees. Licensed and supervised by the Financial Services Authority (OJK) Follow GoPay's official social media accounts below: Facebook & YouTube - GoPay Indonesia Instagram, X, TikTok - @gopayindonesia Do you have questions or complaints regarding GoPay app service issues? Contact us: Email - customerservice@gopay.co.id Call Center - 1500729 PT Dompet Anak Bangsa Pasaraya Building, Blok M, Building B, 3rd Floor, Jalan Iskandarsyah II No. 2, Melawai, Kebayoran Baru, South Jakarta 12160 Website - gopay.co.id Phone - 021 213821938
E
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E-WARIS membantu Anda mencatat seluruh aset, utang-piutang, dan dokumen penting keluarga di satu tempat yang aman dan rapi — supaya Aset yang Anda tinggalkan jelas, tercatat, dan mudah diteruskan ke ahli waris. Dengan E-WARIS, Anda bisa: - Mencatat aset (properti, kendaraan, rekening bank, investasi, dan lainnya) beserta estimasi nilainya - Melacak utang dan piutang dengan jelas - Mengatur ahli waris dan persentase pembagian per aset - Menyimpan dokumen penting (sertifikat, BPKB, dll) secara terenkripsi - Mencetak dan mengekspor data lengkap Anda kapan saja dibutuhkan - Melihat total kekayaan bersih (Net Worth) secara otomatis Data sensitif Anda (nomor rekening, dokumen, nomor identitas) dienkripsi langsung di perangkat Anda — bahkan kami tidak bisa membacanya. Masuk dengan mudah lewat Google, Apple, atau email. Tanpa iklan. Tanpa biaya langganan. Tersedia dalam Bahasa Indonesia dan English.
Screenshots
Verdict
The clearest difference is iOS requirement: GoPay at 15.0 against E's 26.5. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | GoPay | E |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (844 ratings) — better | — |
| Positive reviews | 58.0% of reviews | — |
| Number of ratings | 844 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 26.5 |
| Further details — not scored | ||
| Size | 114 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. GOTO GOJEK TOKOPEDIA TBK | Fery Firman N Ardi |
Bugs and requests
GoPay
Reported bugs
9 issues- Top-up fails intermittently (1 in 10 success rate reported)
- Visa/credit card linking fails
- Face recognition login feature is poor quality
- Passport scanning setup is difficult and unclear
- Transaction confirmation shows failed despite successful payment
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- UI elements unresponsive (verify button not working)
- App lags and slow performance
- Animations need tuning on certain devices
- Account recovery system broken for users with changed phone numbers
Requested features
8 requests- Annual expense report (in addition to weekly/monthly)
- Transaction history export feature
- Email-based OTP recovery option
- Manual passport photo submission option
- Subscription payment summary and visibility
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- Simplified account recovery process
- Consolidation with Gojek app to reduce redundancy
- Easier GoPay Plus upgrade process
E
Not enough reviews yet to summarise bugs or requests.
In-app purchases
GoPay
No in-app purchases
E
No in-app purchases









