Payjack vs Spark By Absa Ghana
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payjack
Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.
- Send Money
- Receive Money
- Pay Bills
- Split Bills
- Manage Transactions
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The Payjack app helps users to send, receive, and manage their payment transactions across various funding sources in one app. Features of the app include: Send Money Receive Money Pay Bills Split Bills, etc
Spark By Absa Ghana
This digital banking app allows users to manage their finances entirely from their phone. Perform transactions, pay bills, and make payments without visiting a branch. Enjoy convenient banking with features like peer-to-peer transfers and ATM withdrawals.
- Send and receive money
- Pay bills and buy airtime
- QR code payments
- ATM cash withdrawals
- Transfer to bank account
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Introducing Spark by Absa, an innovative bank account that lives on your phone. With your Spark Digital Account you can bank with the freedom you deserve – no branches, queues or delays. With Spark by Absa you can: • Send money to, and receive money from, other Spark by Absa users • Pay bills and buy airtime • Make QR code payments to selected retailers or other Spark by Absa users • Withdraw cash from your Spark by Absa wallet at any Absa ATM • Transfer cash from your Spark by Absa wallet into your bank account Download the Spark by Absa Banking App now and live free, bank free’er.
Screenshots
Verdict
The clearest difference is rating: Payjack at 5.0 against Spark By Absa Ghana's 3.7. Spark By Absa Ghana's advantage is update cadence (monthly vs every 3 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payjack holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
Payjack ships an update every 3 months, Spark By Absa Ghana monthly. The most recent releases landed on October 6, 2026 and October 20, 2026 respectively.
| Parameter | Payjack | Spark By Absa Ghana |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 148 MB | 311 MB |
| Age rating | 17+ | 4+ |
| Developer | OrangeTech Limited | Absa Bank Limited |
Customer experience
Payjack
Spark By Absa Ghana
In-app purchases
Payjack
No in-app purchases
Spark By Absa Ghana
No in-app purchases
Questions
Is Payjack free?
Is Spark By Absa Ghana free?
Which has better reviews, Payjack or Spark By Absa Ghana?
Do Payjack or Spark By Absa Ghana have ads?
Which is updated more often, Payjack or Spark By Absa Ghana?
Other comparisons
