Comparison

Payjack vs HarrenaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payjack

Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.

Highlights
  • Send Money
  • Receive Money
  • Pay Bills
  • Split Bills
  • Manage Transactions
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The Payjack app helps users to send, receive, and manage their payment transactions across various funding sources in one app. Features of the app include: Send Money Receive Money Pay Bills Split Bills, etc

About

HarrenaPay

Features
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HarrenaPay is escrow infrastructure for buyers and sellers who want certainty on every transaction. Whether you're paying for goods, services, or freelance work, HarrenaPay holds funds in regulated escrow until both parties confirm delivery. No risky upfront bank transfers. No “send first, hope for the best.” KEY FEATURES • Escrow payments — money is held safely until you approve release • Wallet — fund your account via bank transfer and pay from your balance • Milestone payments — split large projects into stages • Payment links — share a link and get paid securely • Dispute protection — funds stay locked while issues are resolved • Naira-native — built for Nigeria, settled in seconds HOW IT WORKS 1. Create or accept an escrow payment 2. Buyer funds the transaction 3. Seller delivers goods or services 4. Buyer confirms — funds release to the seller instantly WHO IT'S FOR • Online buyers and sellers • Freelancers and contractors • Small businesses and merchants • Anyone sending money to someone they haven't met in person PRICING Starter plan is free. Transparent split fees on escrow (sender + receiver). Wallet-to-wallet transfers are free. See harrenapay.com/pricing for full details. HarrenaPay is operated by Harrena Africa Synergy LTD. We are not a bank. Escrow funds are held with our licensed partner bank until release. Support: support@harrenapay.com Privacy: harrenapay.com/privacy Terms: harrenapay.com/terms

Screenshots

Payjack4 screens
HarrenaPay4 screens

Verdict

The call

Payjack and HarrenaPay are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Payjack versus HarrenaPay: the parameters behind the verdict, then further details
ParameterPayjackHarrenaPay
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size148 MB2 MB
Age rating17+17+
DeveloperOrangeTech LimitedLantid Creative LTD

In-app purchases

None

Payjack

No in-app purchases

None

HarrenaPay

No in-app purchases

Questions

Is Payjack free?
Payjack is free to download, with no in-app purchases.
Is HarrenaPay free?
HarrenaPay is free to download, with no in-app purchases.
Do Payjack or HarrenaPay have ads?
Neither Payjack nor HarrenaPay shows ads.

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