Comparison

BreezePay vs JaraPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BreezePay

This app offers a secure and convenient way for businesses in Africa to manage payments. It allows users to pay online, at POS terminals, and for bills and airtime using a generated code from their bank app, eliminating the need for debit cards.

Highlights
  • Seamless payment solutions for businesses
  • Online payment generation
  • POS transaction code generation
  • Bill and airtime payments
  • Card-free transactions
  • Quick onboarding
Features
Read full description

BreesePay Payment rail Trusted by tens of thousand of business owners, BreezePay provides seamless and convenient payment solutions for diverse business scales in Africa, helping them grow profitably, confidently and efficiently. The BreezePay mobile Payment App aggregates exciting payment solutions in a place. It has successfully integrated the means to help you pay online by generating a code from your wallet to transact on POS or directly pay for Bills and Airtime within the App seamlessly The BreezePay mobile app helps you pay confidently and securely without a debit card, skip long queues at check out points and enjoy seamless transactions, all with just a code you generate from your bank app. With the BreezePay app, you can pay via POS, eCommerce websites and other card acceptance devices without your debit card. It takes less than 5mins to get onboard: • Download the BreezePay app. • Onboard, • Fund your new wallet • Follow the prompt to generate a code, and; • Make seamless payment on POS or pay for Bills and Airtime.

About

JaraPay

This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.

Highlights
  • Bill payment management
  • Utility bill payments
  • Mobile recharge
  • Internet payments
  • Supports wide range of billers
  • User-friendly interface
Features
Read full description

JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.

Screenshots

BreezePay4 screens
JaraPay4 screens

Verdict

The call

The clearest difference is update cadence: JaraPay at every 4 days against BreezePay's every 5 months. BreezePay's advantage is ratings volume (4 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for BreezePay against 5.0 for JaraPay. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

BreezePay ships an update every 5 months, JaraPay every 4 days. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 7 level
BreezePay versus JaraPay: the parameters behind the verdict, then further details
ParameterBreezePayJaraPay
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Number of ratings4 — better1
Update frequencyEvery 5 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size28 MB54 MB
Age rating4+4+
DeveloperBREEZEPAY LIMITEDP&K Smart Rise Solutions

Customer experience

BreezePay

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

JaraPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BreezePay

No in-app purchases

None

JaraPay

No in-app purchases

Questions

Is BreezePay free?
BreezePay is free to download, with no in-app purchases.
Is JaraPay free?
JaraPay is free to download, with no in-app purchases.
Which has better reviews, BreezePay or JaraPay?
BreezePay and JaraPay are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do BreezePay or JaraPay have ads?
Neither BreezePay nor JaraPay shows ads.
Which is updated more often, BreezePay or JaraPay?
BreezePay ships an update every 5 months, and JaraPay every 4 days. Most recently, BreezePay was updated on October 13, 2026 and JaraPay on October 8, 2026.

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