Comparison

Repays vs Debt Tracker Master

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Repays

Features
Read full description

Repays is an innovative and user-friendly app that allows you to effortlessly track your financial obligations. Manage your debts and payments securely, ensuring you never miss a bill payment deadline. Here are the features Repays offers: Comprehensive Payment Tracking: View your debts, invoices, and other financial obligations all in one place. Reminders and Notifications: Receive timely reminders for upcoming payment dates to avoid delays. Secure Data Management: Keep your personal and financial information safe with top-level security measures. User-Friendly Interface: Easily perform transactions with its simple and intuitive design. Multi-Language and Currency Support: A global solution with different languages and currencies. Strengthen your financial management with Repays and take control. Download today and manage your debts with ease!

About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Take control of your debt with Debt Tracker Master, a simple tool to record, organize, and monitor your personal debts. Track balances, due dates, and repayment progress so you can plan more confidently. Key Features 1. Dashboard • View total debt, breakdown by type, repayment progress, and upcoming payments • See your remaining balance and payoff timeline at a glance 2. Debt Recording • Add debts with details such as amount, lender, interest rate, start date, and due date 3. Repayment Tracking • Track balance changes as you record payments • Review progress across different debt types (e.g., credit card, mortgage, personal loan) 4. Debt Organization • Categorize debts by type (credit card, student loan, mortgage, etc.) or priority to plan repayments more effectively 5. Payment Planning • View a 6-month payment outlook with charts to understand upcoming obligations 6. Reminders and Notifications • Customize reminders so you don’t miss a payment • Choose reminders for the due date, 1 day before, or 2 days before 7. Learning Resources • Explore the Learn tab for practical personal finance guidance • Understand loan basics, key terms, common calculation methods, and repayment approaches • Learn about common borrowing pitfalls and ways to reduce risk with simple, general-audience examples 8. Reports and Insights • View reports and insights on your debt reduction progress 9. User Support • Get in-app support for questions or concerns • Access the app’s terms of use, privacy policy, and contact information 10. Settings and Customization • Customize reminder settings and reminder times • Send feedback and rate the app to help us improve If you enjoy using Debt Tracker Master, please consider leaving a review. Disclaimer: Debt Tracker Master does not provide loans, credit offers, or financial services. It is a personal tracking tool for recording debts and planning repayments.

Screenshots

Repays4 screens
Debt Tracker Master4 screens

Verdict

The call

The clearest difference is in-app purchases: Repays at none against Debt Tracker Master's 4. Repays also leads on ads (none vs shown) and iOS requirement (12.0 vs 16.6). Debt Tracker Master's advantage is update cadence (every 3 days vs every 16 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Repays asks for nothing beyond the download.

UpkeepUpdate frequency

Repays ships an update every 16 months, Debt Tracker Master every 3 days. The most recent releases landed on September 8, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
Repays versus Debt Tracker Master: the parameters behind the verdict, then further details
ParameterRepaysDebt Tracker Master
PriceFreeFree
Rating—3.7 (3 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 16 monthsEvery 3 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.6
Further details — not scored
Size84 MB50 MB
Age rating4+4+
DeveloperFurkan Aratman娜 杨

In-app purchases

None

Repays

No in-app purchases

4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99

Questions

Is Repays free?
Repays is free to download, with no in-app purchases.
Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Do Repays or Debt Tracker Master have ads?
Debt Tracker Master shows ads; Repays does not.
Which is updated more often, Repays or Debt Tracker Master?
Repays ships an update every 16 months, and Debt Tracker Master every 3 days. Most recently, Repays was updated on September 8, 2026 and Debt Tracker Master on September 23, 2026.

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