Comparison

Expense Tracker vs Cashew

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

Highlights
  • AI-powered voice expense entry
  • Automatic expense categorization
  • Manual expense entry
  • Custom category creation
  • Beautiful and simple UI/UX
  • Privacy-friendly iCloud storage
  • No login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

About

Cashew

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Highlights
  • Flexible budgeting (monthly, weekly, custom)
  • Visual spending reports (pie charts, bar graphs)
  • Subscription and recurring transaction tracking
  • Personalized interface (dark mode, accent colors)
  • Multi-currency support with conversion rates
  • Timely reminders for transactions
Read full description

Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms

Screenshots

Expense Tracker4 screens
Cashew4 screens

Verdict

The call

Expense Tracker and Cashew both sit at 4.8 stars, but that hides the real split: 98% of Cashew's written reviews are positive against 83% of Expense Tracker's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and Cashew sells 3 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Expense Tracker against 4.9 for Cashew. Both are backed by a comparable volume of ratings — 875 and 532 respectively. Written reviews are what separate them: 83% of Expense Tracker's written reviews are positive against 98% of Cashew's.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 weeks, Cashew every 3 weeks. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard1 real difference · 9 level
Expense Tracker versus Cashew: the parameters behind the verdict, then further details
ParameterExpense TrackerCashew
PriceFreeFree
Rating4.8 (875 ratings)4.9 (532 ratings) — better
Positive reviews82.6% of reviews97.5% of reviews — better
Number of ratings875 — better532
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS18.018.0
Further details — not scored
Size53 MB103 MB
Age rating4+4+
DeveloperFlorian VatesJames Kokoska

Customer experience

Expense Tracker

All ratings875 ratings
Positive95.7%
Neutral1.7%
Negative2.6%
Written reviews149 reviews
Positive82.6%
Neutral6.0%
Negative11.4%

Cashew

All ratings520 ratings
Positive99.0%
Neutral0.6%
Negative0.4%
Written reviews325 reviews
Positive97.5%
Neutral1.2%
Negative1.2%

User reviews

Expense Tracker

From 875 App Store ratings

What we love

  • 🚀 Dictate transactions, no need to enter individually
  • 🚀 Simple and easy to use
  • 👍 Shared account for couples
  • 👍 Practical, solves the problem of writing down expenses
  • 👍 Intuitive and effective

Room to improve

  • 🐛 Doesn't register all transactions, especially Apple Pay
  • 🔒 Requires payment to use, no free trial
  • 🔒 Stops working on alternative devices after paying
  • 🔒 Limited features in free version
  • 🐛 Voice input sometimes gets stuck or has errors

Cashew

From 532 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Sleek and intuitive interface
  • 💡 Customizable budgets and categories
  • 🚀 Smooth performance
  • 👍 Helpful visualizations and analytics

Room to improve

  • 🐛 Occasional sync issues between devices
  • 💡 Lack of bank/account integration
  • 💡 Missing calendar view
  • 🐛 Laggy animations when adding transactions

Bugs and requests

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

Cashew

Reported bugs

2 issues
  • Recurring transactions not generating properly
  • Inconsistent behavior when configuring past installments

Requested features

4 requests
  • Add widgets for quick access
  • Implement shared budgets and family access
  • Improve recurring transaction management
  • Export data to Excel/CSV

In-app purchases

17 purchases

Expense Tracker

Subscriptions17
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 14 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Student Monthly7 Days trial$4.491 Month
  • Family month7 Days trial$5.491 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
  • Basic yearly7 Days trial$29.991 Year
  • Family yearly intro7 Days trial$34.991 Year
  • Family$34.991 Year
  • Family yearly7 Days trial$39.991 Year
  • Yearly7 Days trial$71.991 Year
3 purchases

Cashew

Subscriptions2
  • Cashew Pro Monthly$1.491 Month
  • Cashew Pro Yearly$11.991 Year
One-time1
  • Cashew Pro Lifetime$19.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Cashew free?
Cashew is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Cashew?
Cashew is rated higher. Expense Tracker averages 4.8 out of 5 from 875 ratings, while Cashew averages 4.9 from 532 ratings.
Do Expense Tracker or Cashew have ads?
Neither Expense Tracker nor Cashew shows ads.
Which is updated more often, Expense Tracker or Cashew?
Expense Tracker ships an update every 2 weeks, and Cashew every 3 weeks. Most recently, Expense Tracker was updated on October 21, 2026 and Cashew on October 22, 2026.

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