Comparison

Expense Tracker vs Craditly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

Highlights
  • AI-powered voice expense entry
  • Automatic expense categorization
  • Manual expense entry
  • Custom category creation
  • Beautiful and simple UI/UX
  • Privacy-friendly iCloud storage
  • No login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

About

Craditly

Features
Read full description

Craditly is the app that helps you organize your finances in an intelligent and hassle-free way. Add debit, credit cards, and wallets all in one place and have full control over your income and expenses. - Manage your expenses: Track every purchase and manage recurring payments like subscriptions, interest-free installments, or loans. - Personalized spending limits: Set a spending cap for each card to avoid overspending. - Smart reminders: Get notifications before your payment due dates to avoid unnecessary fees. - Advanced statistics and metrics: See exactly how and where you're spending your money to make better financial decisions. - Comprehensive financial management: Manage your emergency fund, project future income, and track shared expenses with your partner using tools designed to optimize your finances. Subscription Terms and Details: - Unlimited access to all features: $2.99 USD/month, $7.99 USD/quarter, $14.99 USD/semester, and $24.99 USD/year. - Subscriptions will be charged to your iTunes account upon purchase confirmation. - Your subscription will automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. - The charge for the auto-renewable subscription will be made within 24 hours prior to the end of the current period at the renewal cost. - You can manage your subscriptions and auto-renewal status in the App Store under the subscriptions section. - Any unused trial period will be forfeited upon purchasing a subscription. With Craditly, take control of your finances. Download it now and take charge! Privacy Policy: https://drive.google.com/file/d/1TFxoYhD7KaXazryPNf8WWjaK6cqVWTny/view?usp=sharing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Craditly4 screens

Verdict

The call

The clearest difference is update cadence: Craditly at weekly against Expense Tracker's every 2 weeks. Craditly also leads on iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and Craditly sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 weeks, Craditly weekly. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker versus Craditly: the parameters behind the verdict, then further details
ParameterExpense TrackerCraditly
PriceFreeFree
Rating4.8 (875 ratings) — better—
Positive reviews82.4% of reviews—
Number of ratings875 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size53 MB49 MB
Age rating4+4+
DeveloperFlorian VatesOmar Aldair Romero Perez

Bugs and requests

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

Craditly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

17 purchases

Expense Tracker

Subscriptions17
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 14 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Student Monthly7 Days trial$4.491 Month
  • Family month7 Days trial$5.491 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
  • Basic yearly7 Days trial$29.991 Year
  • Family yearly intro7 Days trial$34.991 Year
  • Family$34.991 Year
  • Family yearly7 Days trial$39.991 Year
  • Yearly7 Days trial$71.991 Year
4 purchases

Craditly

Subscriptions4
  • Craditly 1 month$2.991 Month
  • Craditly 3 months$7.993 Months
  • Craditly 6 months$14.996 Months
Show 1 more
  • Craditly year$24.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Craditly free?
Craditly is free to download, with in-app purchases available.
Do Expense Tracker or Craditly have ads?
Neither Expense Tracker nor Craditly shows ads.
Which is updated more often, Expense Tracker or Craditly?
Expense Tracker ships an update every 2 weeks, and Craditly weekly. Most recently, Expense Tracker was updated on October 17, 2026 and Craditly on October 12, 2026.

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