Comparison

Budget Flow | Expense Tracker vs Craditly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Craditly

Features
Read full description

Craditly is the app that helps you organize your finances in an intelligent and hassle-free way. Add debit, credit cards, and wallets all in one place and have full control over your income and expenses. - Manage your expenses: Track every purchase and manage recurring payments like subscriptions, interest-free installments, or loans. - Personalized spending limits: Set a spending cap for each card to avoid overspending. - Smart reminders: Get notifications before your payment due dates to avoid unnecessary fees. - Advanced statistics and metrics: See exactly how and where you're spending your money to make better financial decisions. - Comprehensive financial management: Manage your emergency fund, project future income, and track shared expenses with your partner using tools designed to optimize your finances. Subscription Terms and Details: - Unlimited access to all features: $2.99 USD/month, $7.99 USD/quarter, $14.99 USD/semester, and $24.99 USD/year. - Subscriptions will be charged to your iTunes account upon purchase confirmation. - Your subscription will automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. - The charge for the auto-renewable subscription will be made within 24 hours prior to the end of the current period at the renewal cost. - You can manage your subscriptions and auto-renewal status in the App Store under the subscriptions section. - Any unused trial period will be forfeited upon purchasing a subscription. With Craditly, take control of your finances. Download it now and take charge! Privacy Policy: https://drive.google.com/file/d/1TFxoYhD7KaXazryPNf8WWjaK6cqVWTny/view?usp=sharing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Flow | Expense Tracker4 screens
Craditly4 screens

Verdict

The call

The clearest difference is device support: Budget Flow | Expense Tracker at 4 against Craditly's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Craditly sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 2 weeks, Craditly weekly. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
Budget Flow | Expense Tracker versus Craditly: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerCraditly
PriceFreeFree
Rating4.8 (335 ratings) — better—
Positive reviews90.3% of reviews—
Number of ratings335 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size147 MB49 MB
Age rating4+4+
DeveloperFabian HasseOmar Aldair Romero Perez

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Craditly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
4 purchases

Craditly

Subscriptions4
  • Craditly 1 month$2.991 Month
  • Craditly 3 months$7.993 Months
  • Craditly 6 months$14.996 Months
Show 1 more
  • Craditly year$24.991 Year

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Craditly free?
Craditly is free to download, with in-app purchases available.
Do Budget Flow | Expense Tracker or Craditly have ads?
Neither Budget Flow | Expense Tracker nor Craditly shows ads.
Which is updated more often, Budget Flow | Expense Tracker or Craditly?
Budget Flow | Expense Tracker ships an update every 2 weeks, and Craditly weekly. Most recently, Budget Flow | Expense Tracker was updated on October 18, 2026 and Craditly on October 12, 2026.

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