Expense Tracker vs PocketBuddy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.
- AI-powered voice expense entry
- Automatic expense categorization
- Manual expense entry
- Custom category creation
- Beautiful and simple UI/UX
- Privacy-friendly iCloud storage
- No login required
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Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms
PocketBuddy
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Meet PocketBuddy — the AI money buddy that actually knows your finances. PocketBuddy turns budgeting into a real conversation. Chat with your AI Buddy to understand where your money goes, check if you can afford that purchase, and build spending habits that stick — all without complicated spreadsheets or rigid categories. CHAT WITH YOUR AI MONEY BUDDY Stop guessing. PocketBuddy's AI assistant knows your real financial data. Ask "How much did I spend this month?", "What's my daily limit?", or "Can I afford a new laptop?" and get instant, personalized answers. No forms, no manuals — just a natural conversation with your buddy. CAN I AFFORD THIS? Before making a purchase, let PocketBuddy check your finances. Tell it the amount and watch as it reviews your active spending period, daily limit, and recent transactions before giving you a clear verdict — Go for it, It's a bit tight, or Better skip it. With alternatives and goal impact included. SMART SPENDING PERIODS Set up budget periods that match your life — weekly, biweekly, or monthly. Choose between two modes: Flexible mode: Stay aware of your daily spending with a clear daily limit Saver mode: Every day you spend under your limit, the leftover goes into your Savings Pot BUILD BETTER HABITS Daily Limit Radar: See exactly how much you can spend today at a glance Spending Streaks: Stay under your daily limit to build and maintain streaks 60-Day Heatmap: Visualize your spending patterns over two months Spending Charts: Track trends with a 7-day line chart AUTOMATED EXPENSE TRACKING Connect PocketBuddy with Apple Shortcuts for automatic expense logging. Your purchases stay in sync without manual entry. TRANSACTIONS AT YOUR FINGERTIPS Browse, search, and filter your transactions. AI Buddy can look up specific merchants, categories, or timeframes in seconds. SUMMARY STORIES Get AI-generated daily summaries of your spending activity — a quick, friendly recap of how your month went financially. HOME SCREEN WIDGET Check your daily remaining balance, spending limit, and total balance right from your home screen. STAY ON TRACK PocketBuddy sends helpful notifications to keep you informed about your budget throughout the day. SUBSCRIPTION DETAILS PocketBuddy subscription unlocks AI conversations, Can I Afford This? feature, voice dictation, spending insights, and viewing summary stories. PocketBuddy offers auto-renewable subscriptions: • Weekly: $1.99 per week • Monthly: $4.99 per month Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Payment will be charged to your iTunes Account at confirmation of purchase. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Account Settings after purchase. Terms of Use: https://pocketbuddy.emlsm.tech/terms Privacy Policy: https://pocketbuddy.emlsm.tech/privacy
Screenshots
Verdict
The clearest difference is chart position: Expense Tracker at #189 against PocketBuddy's unranked. Expense Tracker also leads on iOS requirement (18.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and PocketBuddy sells 2 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update fortnightly, PocketBuddy every 2 weeks. The most recent releases landed on September 26, 2026 and September 18, 2026 respectively.
| Parameter | Expense Tracker | PocketBuddy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (861 ratings) — better | — |
| Positive reviews | 82.3% of reviews | — |
| Number of ratings | 861 — better | — |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #189 — better | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 56 MB | 137 MB |
| Age rating | 4+ | 4+ |
| Developer | Florian Vates | Emil Ismayilzada |
Bugs and requests
Expense Tracker
Reported bugs
3 issues- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work
Requested features
6 requests- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
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- Dark mode option
PocketBuddy
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Tracker
- Student Monthly7 Days trial$2.991 Month
- Basic monthly intro7 Days trial$2.991 Month
- Advanced$2.991 Month
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- Family month intro7 Days trial$3.991 Month
- Basic monthly7 Days trial$3.991 Month
- Family$3.991 Month
- Student Monthly7 Days trial$4.491 Month
- Family month7 Days trial$5.491 Month
- Monthly7 Days trial$7.991 Month
- Student Yearly7 Days trial$24.991 Year
- Basic yearly intro7 Days trial$24.991 Year
- Advanced$24.991 Year
- Basic yearly7 Days trial$29.991 Year
- Family yearly intro7 Days trial$34.991 Year
- Family$34.991 Year
- Family yearly7 Days trial$39.991 Year
- Yearly7 Days trial$71.991 Year
PocketBuddy
- PocketBuddy Weekly$3.997 Days
- PocketBuddy Monthly$9.991 Month
Questions
Is Expense Tracker free?
Is PocketBuddy free?
Do Expense Tracker or PocketBuddy have ads?
Which is updated more often, Expense Tracker or PocketBuddy?
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