Onsi vs PocketBuddy

Onsi gives you access to a range of features designed to help you manage your money, protect yourself, and feel supported. What you have access to depends on the company you work with. The features you have access to may include: —Earnings and financial support— Need your money before payday? Onsi lets you access a portion of your earnings when you need them - no more waiting, no more stress. —Cover and peace of mind— Easily check your cover, submit claims, and track them directly through the app. Get financial support when you need it most. —Savings— Make your money go further with exclusive discounts on fuel, food, tech, and more. Onsi helps you save on everyday essentials from trusted high street brands. —Health & wellbeing support— Access a range of health and wellbeing services designed to support your life, both inside and outside of work. Onsi is a UK and EU insurance intermediary. Onsi is a trading name of Collective Society Ltd, Collective Denmark ApS (Onsi Denmark ApS) and Collective Netherlands B.V., who are authorised and regulated by the UK Financial Conduct Authority (No. 923788), the Danish Financial Services Authority (No. 42352985), and the Netherlands Authority for Financial Markets (No. 12049041), respectively. You can check this by visiting the UK Financial Services Register, the Danish Financial Services Register, and the Netherlands Financial Services Register. Copyright © 2025 Collective Society Ltd, All rights reserved. Registered address: 101 New Cavendish Street, 1st Floor South, London, United Kingdom, W1W 6XH

Meet PocketBuddy — the AI money buddy that actually knows your finances. PocketBuddy turns budgeting into a real conversation. Chat with your AI Buddy to understand where your money goes, check if you can afford that purchase, and build spending habits that stick — all without complicated spreadsheets or rigid categories. CHAT WITH YOUR AI MONEY BUDDY Stop guessing. PocketBuddy's AI assistant knows your real financial data. Ask "How much did I spend this month?", "What's my daily limit?", or "Can I afford a new laptop?" and get instant, personalized answers. No forms, no manuals — just a natural conversation with your buddy. CAN I AFFORD THIS? Before making a purchase, let PocketBuddy check your finances. Tell it the amount and watch as it reviews your active spending period, daily limit, and recent transactions before giving you a clear verdict — Go for it, It's a bit tight, or Better skip it. With alternatives and goal impact included. SMART SPENDING PERIODS Set up budget periods that match your life — weekly, biweekly, or monthly. Choose between two modes: Flexible mode: Stay aware of your daily spending with a clear daily limit Saver mode: Every day you spend under your limit, the leftover goes into your Savings Pot BUILD BETTER HABITS Daily Limit Radar: See exactly how much you can spend today at a glance Spending Streaks: Stay under your daily limit to build and maintain streaks 60-Day Heatmap: Visualize your spending patterns over two months Spending Charts: Track trends with a 7-day line chart AUTOMATED EXPENSE TRACKING Connect PocketBuddy with Apple Shortcuts for automatic expense logging. Your purchases stay in sync without manual entry. TRANSACTIONS AT YOUR FINGERTIPS Browse, search, and filter your transactions. AI Buddy can look up specific merchants, categories, or timeframes in seconds. SUMMARY STORIES Get AI-generated daily summaries of your spending activity — a quick, friendly recap of how your month went financially. HOME SCREEN WIDGET Check your daily remaining balance, spending limit, and total balance right from your home screen. STAY ON TRACK PocketBuddy sends helpful notifications to keep you informed about your budget throughout the day. SUBSCRIPTION DETAILS PocketBuddy subscription unlocks AI conversations, Can I Afford This? feature, voice dictation, spending insights, and viewing summary stories. PocketBuddy offers auto-renewable subscriptions: • Weekly: $1.99 per week • Monthly: $4.99 per month Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Payment will be charged to your iTunes Account at confirmation of purchase. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Account Settings after purchase. Terms of Use: https://pocketbuddy.emlsm.tech/terms Privacy Policy: https://pocketbuddy.emlsm.tech/privacy