Comparison

GDL Plus vs Pinspay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

GDL Plus

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The GDL App makes the process of wealth creation convenient and simple, by providing best fit investment solutions, right at your fingertips. With the app, you can: *Own A Home Becoming a landlord within 3Β½ years is now possible...and at single-digit interest rates! Sign up on HouseMoni, access funding, and keep track of your journey to becoming a landlord, all on the GDL App. *Save Build your emergency fund for rainy days and big projects, easily and automatically. *Invest There is no limit to your wealth growth, with the GDL App giving you access to quality assets like Bonds, Commercial Papers, Treasury Bills etc, backed by hands-on investment analysis and experience. *Get Funding Apply and receive funding that fuels your goals, at reasonable interest rates

About

Pinspay

Features
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Pinspay is a trusted financial services platform in Nigeria, providing fast, secure, and affordable solutions for your everyday payment needs. With Pinspay, you can: β€’ Instantly send and receive money with seamless, reliable transfers. β€’ Easily pay bills and recharge airtime or data while enjoying special bonuses. β€’ Grow your savings effortlessly with friends using our group contributions feature. Experience convenience, savings, and rewards all in one place. Invite your friends and earn instant cashback for every successful referral. Create your Pinspay account today and take a step toward financial freedom. INSTANT, TROUBLE-FREE TRANSFERS ● Say goodbye to failed transactions and network delays. Enjoy smooth and rapid money transfers. ● Send funds using either a phone number or bank accountβ€”even to people who don't use Pinspay. ● Connected to all major Nigerian banks like Access Bank, Zenith Bank, GTBank, UBA, Ecobank, First Bank, and more, ensuring a secure and dependable banking experience. ● Stay on top of your finances by easily viewing all transactions in your "Transaction History." TOP DEALS ON AIRTIME, DATA, AND BILL PAYMENTS ● Recharge your MTN, Airtel, Glo, and 9Mobile lines with some of the best deals available. ● Pay for electricity, TV subscriptions, water services, internet bills, and more without hassle.

Screenshots

GDL Plus4 screens
Pinspay4 screens

Verdict

The call

The clearest difference is update cadence: GDL Plus at every 9 days against Pinspay's monthly. Pinspay's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GDL Plus ships an update every 9 days, Pinspay monthly. Both last shipped on October 13, 2026.

Scorecard2 real differences Β· 4 level
GDL Plus versus Pinspay: the parameters behind the verdict, then further details
ParameterGDL PlusPinspay
PriceFreeFree
Update frequencyEvery 9 days β€” betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS15.1 β€” better15.6
Further details β€” not scored
Size35 MB31 MB
Age rating17+4+
DeveloperGrowth and Development LimitedPINSPAYMENT TECH LTD

In-app purchases

None

GDL Plus

No in-app purchases

None

Pinspay

No in-app purchases

Questions

Is GDL Plus free?
GDL Plus is free to download, with no in-app purchases.
Is Pinspay free?
Pinspay is free to download, with no in-app purchases.
Do GDL Plus or Pinspay have ads?
Neither GDL Plus nor Pinspay shows ads.
Which is updated more often, GDL Plus or Pinspay?
GDL Plus ships an update every 9 days, and Pinspay monthly. Most recently, GDL Plus was updated on October 13, 2026 and Pinspay on October 13, 2026.

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