YowPay Mobile vs Keytom

Welcome to YowPay, Peer to Peer SEPA Payments made easy. Turn your mobile phone into a payment terminal Receive direct SEPA Payments via QRCODE Using your usual business account, receiving funds directly from the end users, YowPay is facilitating Instant SEPA Payments. How YowPay works ? YowPay generates a QRCODE The client scans it from its usual mobile banking application and confirms the transfer YowPay parses the merchant’s business account using Open Banking YowPay sends a notification on the merchant’s system to confirm the incoming payment Why YowPay is different ? High conversion ratio: there is no country selector, then bank selector and a lost client without id user/pass memorized which leads to an abondon of transaction The client uses its usual mobile banking application Fast and secure settlement: YowPay doesn’t touch merchants funds, the money flows is directly from the client to the merchant. Simple pricing: by transaction, no setup, no monthly fees Quick onboarding: start processing immediately, no long approval process like with card acquirers.

One app for your crypto and fiat, wherever you are. Keytom is a financial technology platform that helps you manage fiat and supported crypto assets from one app. With Keytom, you can get a personal EUR account in your name to send and receive SEPA and SEPA Instant transfers using your IBAN and account details. You can also issue physical or virtual cards, hold supported crypto assets, instantly exchange between fiat and crypto, and track all your balances and transactions from the single app. Keytom is built for people who live, work, travel, earn, or send money across borders. Whether you are paid in crypto, managing funds in different currencies, sending EUR payments, or looking for a simple way to connect fiat and crypto in daily life, Keytom gives you a cleaner and more flexible way to manage money. Use a Keytom card for everyday spending. A virtual card is available for online and in-store payments where Visa® is accepted. A physical card can be ordered inside the app. Cards support contactless payments and ATM withdrawals everywhere Visa is accepted, with auto-conversion from any currency at the moment of payment. And you can manage your cards, balances, payments, and transaction history from one account. Keytom supports multiple fiat and crypto assets, including EUR, USDC, BTC, ETH, XRP, LTC, TON, SOL, ADA, AVAX, BNB, and BCH. Please note that availability of specific currencies, payment methods, account details, cards, and features may depend on your location, verification status, account type, and eligibility. Getting started is fully online. Create your account, complete identity verification, get your account details, and start managing your fiat and crypto from the Keytom app. Keytom uses identity verification, transaction monitoring, two-factor authentication, and infrastructure partners to support a safer financial experience. Fiat funds and crypto assets are managed through dedicated financial and custody infrastructure. Open your Keytom account and experience a cleaner, faster, easier way to manage crypto and fiat in one place.