MyUGPay vs Pennycounts

MYUGPAY is a mobile app which enables its users make payments for different utilities(NWSC and UMEME and TV), school fees and taxes and also make bank transfers to different accounts without actually owning a bank account. This application acts a mobile wallet and a one stop store where you can find and make all different payments for your home from your mobile device. The application is secure and very easy to use MYUGPAY allows you to *Top up from Airtel or MTN mobile money *Pay for URA Taxes *Make payments for water, electricity and TV bills *Purchase airtime and data bundles *Make payments for school fees *Initiate bank transfers to any bank in Uganda *Initiate mobile money transfers *Transfer money to another MYUGPAY wallet *Reset password when forgotten *View transaction history Terms and conditions apply *Standard network charges apply as you may be charge by your service provider To get started(after installing the application): *Register a MYUGPay wallet account and provide the requested details. *A confirmation OTP shall be sent to the registered email address *After successful registration, log in with your registered phone number and password *You will be requested to confirm account creation by entering a 6 digit code(OTP). *Enter this OTP on your next login and your account shall be successfully created. For first time users *You shall be prompted to set up a few secrets and once finished, you will be logged out of the application to activate the settings. *Another OTP will be sent your email to confirm the secrets on second login. *Now you can start using the app. Please note that this will be required only when setting up your account for the first time. Please note that this application is tied to your device thus any change of the device should be communicated.

Pennycounts is a fast, secure way to handle everyday Nigerian bill payments — all from one app. PAY FOR EVERYTHING YOU NEED • Airtime and data top-ups for MTN, Glo, Airtel, and 9mobile • Electricity tokens for all major DisCos (AEDC, EKEDC, IKEDC, IBEDC, KAEDCO, KEDCO, PHED, JED, BEDC) • Cable TV subscriptions for DStv, GOtv, and StarTimes • Education PINs for WAEC, JAMB, NECO, and NABTEB SECURE BY DESIGN • Payments processed by Paystack, a CBN-licensed Payment Service Provider • Bank-grade encryption (TLS) with certificate pinning for every API call • Biometric login (Face ID / Touch ID) for fast, secure account access • We never see or store your card details — all payment processing is handled by Paystack INSTANT, CLEAR, RELIABLE • Real-time transaction status — see exactly when your token arrives • Detailed transaction history with downloadable receipts • Smart fee calculation shown clearly before you pay — no surprises NO WALLET, NO HASSLE • Pay directly from your bank account or card — no need to fund a wallet first • Bank transfer is the recommended payment method for lower fees • Service fees are kept low and disclosed before every transaction BUILT IN NIGERIA, FOR NIGERIANS Pennycounts is built and operated by Datafy Technologies Limited, a registered Nigerian company committed to making bill payments simple, secure, and reliable. Need help? Visit www.pennycountsng.com or email support@pennycountsng.com