Comparison

SVCU vs 1st Security

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SVCU

Manage your money with ease using this secure financial tool. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Manage debit card (reorder, turn off)
  • View and save statements
  • Find branches and ATMs
  • Secure with passcode or biometrics
Features
Read full description

SVCU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with SVCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

About

1st Security

Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Send money with Zelle
  • Mobile check deposit
  • Schedule and manage bill payments
  • Set custom card notifications
  • Find branches and ATMs
Features
Read full description

Introducing the new 1st Security Bank mobile app for all your personal and business banking needs, in the palm of your hand. Enjoy convenient access to your accounts, transfer funds, make mobile deposits, and manage payments from virtually anywhere. Manage Accounts - Check balances instantly - View recent account activity - Schedule and manage loan payments - Set travel alerts, transaction limits, and custom notifications for your 1st Security Bank debit or credit card* *Available for consumer cards only. Not available for business cards. Transfer Funds - Transfer money between your 1st Security Bank accounts. - Send money to friends and family with Zelle. Bill Pay - Set up and manage Bill Pay to make sure you never miss a payment. Deposit Checks - Tap. Snap. Deposit. It's that easy. Deposit checks using your mobile device. Connect with 1st Security Bank - Chat with a Customer Service Representative using Secure Chat during normal business hours. - Find the nearest branch or surcharge-free ATM.

Screenshots

SVCU4 screens
1st Security4 screens

Verdict

The call

The clearest difference is rating: SVCU at 4.8 against 1st Security's 3.7. SVCU also leads on review sentiment (80% vs 40%) and update cadence (monthly vs every 5 months). 1st Security's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SVCU holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 208 and 326 respectively. Written reviews point the same way: 80% of SVCU's written reviews are positive against 40% of 1st Security's.

UpkeepUpdate frequency

SVCU ships an update monthly, 1st Security every 5 months. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
SVCU versus 1st Security: the parameters behind the verdict, then further details
ParameterSVCU1st Security
PriceFreeFree
Rating4.8 (208 ratings) — better3.7 (326 ratings)
Positive reviews80.0% of reviews — better39.7% of reviews
Number of ratings208326 — better
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.416.0 — better
Further details — not scored
Size178 MB115 MB
Age rating12+4+
DeveloperStrait View Credit Union1st Security Bank of Washington

Customer experience

SVCU

All ratings208 ratings
Positive94.7%
Neutral1.9%
Negative3.4%
Written reviews5 reviews
Positive80.0%
Neutral20.0%
Negative0.0%

1st Security

All ratings13 ratings
Positive92.3%
Neutral7.7%
Negative0.0%
Written reviews68 reviews
Positive39.7%
Neutral5.9%
Negative54.4%

Bugs and requests

SVCU

Not enough reviews yet to summarise bugs or requests.

1st Security

Reported bugs

2 issues
  • App won't let you log in
  • HELOC balance and due date not updating properly

Requested features

2 requests
  • Show credit card balance when transferring money
  • Ability to go back to previous page

In-app purchases

None

SVCU

No in-app purchases

None

1st Security

No in-app purchases

Questions

Is SVCU free?
SVCU is free to download, with no in-app purchases.
Is 1st Security free?
1st Security is free to download, with no in-app purchases.
Which has better reviews, SVCU or 1st Security?
SVCU is rated higher. SVCU averages 4.8 out of 5 from 208 ratings, while 1st Security averages 3.7 from 326 ratings.
Do SVCU or 1st Security have ads?
Neither SVCU nor 1st Security shows ads.
Which is updated more often, SVCU or 1st Security?
SVCU ships an update monthly, and 1st Security every 5 months. Most recently, SVCU was updated on September 26, 2026 and 1st Security on September 25, 2026.

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