1st Security vs Peak Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1st Security
Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.
- Check account balances
- Transfer funds between accounts
- Send money with Zelle
- Mobile check deposit
- Schedule and manage bill payments
- Set custom card notifications
- Find branches and ATMs
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Introducing the new 1st Security Bank mobile app for all your personal and business banking needs, in the palm of your hand. Enjoy convenient access to your accounts, transfer funds, make mobile deposits, and manage payments from virtually anywhere. Manage Accounts - Check balances instantly - View recent account activity - Schedule and manage loan payments - Set travel alerts, transaction limits, and custom notifications for your 1st Security Bank debit or credit card* *Available for consumer cards only. Not available for business cards. Transfer Funds - Transfer money between your 1st Security Bank accounts. - Send money to friends and family with Zelle. Bill Pay - Set up and manage Bill Pay to make sure you never miss a payment. Deposit Checks - Tap. Snap. Deposit. It's that easy. Deposit checks using your mobile device. Connect with 1st Security Bank - Chat with a Customer Service Representative using Secure Chat during normal business hours. - Find the nearest branch or surcharge-free ATM.
Peak Credit Union
Manage your finances conveniently from your mobile device. Check balances, transfer funds, view transaction history, and deposit checks. Stay informed with transaction alerts and easily locate branches and ATMs.
- Check account balances
- Transfer funds
- View transaction history
- Mobile check deposit
- Secure messaging
- ATM and branch locator
- Transaction alerts
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Peak Credit Union's free digital banking app puts everything you need in the palm of your hand: - Check balances 24/7 - View pending transactions - Create, approve, cancel or view funds transfers - View transaction history - Send and receive secure messages - Access branch hours and locate ATMs - Monitor transactions with alerts—fight fraud with quick review of accounts - Deposit checks from your mobile device Learn more at peakcu.org/digital
Screenshots
Verdict
The clearest difference is rating: Peak Credit Union at 3.9 against 1st Security's 3.7. Peak Credit Union also leads on review sentiment (53% vs 40%) and ratings volume (2.2K vs 326). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Peak Credit Union holds the better App Store score, 3.9 against 3.7. That said, the two scores are not equally well evidenced: Peak Credit Union has 2.2K ratings behind it against 326, so its average is the more settled of the two. Written reviews point the same way: 40% of 1st Security's written reviews are positive against 53% of Peak Credit Union's.
1st Security ships an update every 5 months, Peak Credit Union every 3 months. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.
| Parameter | 1st Security | Peak Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (326 ratings) | 3.9 (2.2K ratings) — better |
| Positive reviews | 39.7% of reviews | 52.6% of reviews — better |
| Number of ratings | 326 | 2.2K — better |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 115 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | 1st Security Bank of Washington | Peak Credit Union |
Customer experience
1st Security
Peak Credit Union
User reviews
1st Security
From 326 App Store ratingsWhat we love
- 👍 Successful update
- 🚀 Easy to use
- 🔒 Automatically logs out
Room to improve
- 👎 Much worse than before
- 🐛 Buggy and not user-friendly
- 🔍 Difficult to navigate
- 🚫 Missing important features (Zelle)
Peak Credit Union
From 2.2K App Store ratingsWhat we love
- 👍 User-friendly interface
- 💡 Ability to see all accounts in one place
- 🚀 Streamlined experience
- ♥️ Beautiful branding and design
Room to improve
- 🐛 Slow loading times
- 🤔 Confusing and bulky interface
- 🔀 Disruptive rebrand and migration
Bugs and requests
1st Security
Reported bugs
2 issues- App won't let you log in
- HELOC balance and due date not updating properly
Requested features
2 requests- Show credit card balance when transferring money
- Ability to go back to previous page
Peak Credit Union
Reported bugs
2 issues- Unable to see transactions
- Accounts not accessible over the weekend
Requested features
2 requests- Link to 2FA authenticator app
- Copy layout of previous TwinStar app
In-app purchases
1st Security
No in-app purchases
Peak Credit Union
No in-app purchases
Questions
Is 1st Security free?
Is Peak Credit Union free?
Which has better reviews, 1st Security or Peak Credit Union?
Do 1st Security or Peak Credit Union have ads?
Which is updated more often, 1st Security or Peak Credit Union?
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