Comparison

NDB mBanking vs GTB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NDB mBanking

Manage your finances on the go with this mobile banking application. Perform transfers, top up accounts, pay bills, and access detailed transaction history. Stay informed about your account activity anytime, anywhere.

Highlights
  • Account transfers
  • Fund transfers
  • Account top-ups
  • Skynet payments
  • Water bill payments
  • Account information access
  • Transaction history viewing
Features
Read full description

The mobile banking app offers a range of convenient features including the ability to perform own account transfers, transfer funds to other accounts, top up your account, skynet payment, water bill payment, access detailed account information, and view your account transactions.

About

GTB Pay

Manage your finances on the go with this secure and user-friendly financial app. Easily transfer money, pay bills, and load funds using your MPU card or QR codes. Enjoy 24/7 customer support for a seamless banking experience.

Highlights
  • Wallet-to-wallet transfers
  • Cash in from MPU card
  • QR code transactions
  • Bill payment
  • Secure and reliable
  • User-friendly interface
Features
Read full description

GTB Pay: Your Ultimate Financial Companion Introducing GTB Pay, the cutting-edge financial app brought to you by Global Treasure Bank (Public Company Limited). Designed with your convenience in mind, GTB Pay offers a seamless and secure way to manage your finances on the go. Key Features: Wallet-to-Wallet Transfer: Easily send and receive money between GTB Pay wallets, making splitting bills or sharing expenses with friends and family a breeze. Cash In from MPU Card: Instantly load funds to your GTB Pay wallet from your MPU card, ensuring you always have access to your money when you need it. Transfer with QR: Simplify transactions with QR code transfers. Scan and pay or receive payments effortlessly, making transactions faster and more efficient. Bill Payment: Never miss a payment again! With GTB Pay, you can easily settle bills for utilities, subscriptions, and more, all within the app. Why Choose GTB Pay? Secure & Reliable: Your financial security is our top priority. GTB Pay employs advanced encryption and authentication measures to safeguard your transactions and personal information. User-Friendly Interface: With an intuitive design, GTB Pay is easy to navigate, ensuring a hassle-free user experience for both novice and experienced users. 24/7 Customer Support: Our dedicated support team is available around the clock to assist you with any queries or issues you may encounter. Take control of your finances like never before with GTB Pay. Download the app today and experience the future of banking at your fingertips!

Screenshots

NDB mBanking3 screens
GTB Pay4 screens

Verdict

The call

The clearest difference is rating: NDB mBanking at 5.0 against GTB Pay's 4.0. NDB mBanking also leads on update cadence (every 2 days vs every 2 months). GTB Pay's advantage is ratings volume (7 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NDB mBanking holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: GTB Pay has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

NDB mBanking ships an update every 2 days, GTB Pay every 2 months. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
NDB mBanking versus GTB Pay: the parameters behind the verdict, then further details
ParameterNDB mBankingGTB Pay
PriceFreeFree
Rating5.0 (1 ratings) — better4.0 (7 ratings)
Positive reviews—0.0% of reviews
Number of ratings17 — better
Update frequencyEvery 2 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size46 MB35 MB
Age rating4+4+
DeveloperNaypyitaw Sibin BankGLOBAL TREASURE BANK PUBLIC COMPANY LIMITED

Customer experience

NDB mBanking

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

GTB Pay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

NDB mBanking

No in-app purchases

None

GTB Pay

No in-app purchases

Questions

Is NDB mBanking free?
NDB mBanking is free to download, with no in-app purchases.
Is GTB Pay free?
GTB Pay is free to download, with no in-app purchases.
Which has better reviews, NDB mBanking or GTB Pay?
NDB mBanking is rated higher. NDB mBanking averages 5.0 out of 5 from 1 ratings, while GTB Pay averages 4.0 from 7 ratings.
Do NDB mBanking or GTB Pay have ads?
Neither NDB mBanking nor GTB Pay shows ads.
Which is updated more often, NDB mBanking or GTB Pay?
NDB mBanking ships an update every 2 days, and GTB Pay every 2 months. Most recently, NDB mBanking was updated on October 24, 2026 and GTB Pay on October 24, 2026.

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