Comparison

GMSDirect vs CMIplus Go

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

GBI GMSDIrect App

Raiffeisen Business Banking

Free

💰 Finance

No ratingsView app →

About

GMSDirect

Features

Read full description

GMS Application of Garanti BBVA International is an online banking platform which offers direct access to daily banking. This application and service is only accessible for Global Markets Sales Clients of Garanti BBVA International.

About

CMIplus Go

Read full description

CMIplus Go – simple and secure for your daily banking and transaction signing. CMIplus Go provides you all features you need for your efficient daily banking, including a comprehensive overview of your transactions. Stay updated on your account anytime, anywhere, and use the flexibility of mobile transaction authorization for an efficient banking experience. For further information please contact your RBI Cash Management.

Screenshots

GMSDirect4 screens

CMIplus Go4 screens

Verdict

The call

GMSDirect and CMIplus Go are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GMSDirect ships an update every 8 months, CMIplus Go every 11 months. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

ScorecardNo meaningful differences

GMSDirect versus CMIplus Go: the parameters behind the verdict, then further details
Parameter	GMSDirect	CMIplus Go
Price	Free	Free
Update frequency	Every 8 months — better	Every 11 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad	iPhone, iPad
Requires iOS	16.0	16.0
Further details — not scored
Size	52 MB	37 MB
Age rating	4+	4+
Developer	Garantibank International N.V.	Raiffeisen Bank International AG

In-app purchases

None

GMSDirect

No in-app purchases

None

CMIplus Go

No in-app purchases

Questions

Is GMSDirect free?

GMSDirect is free to download, with no in-app purchases.

Is CMIplus Go free?

CMIplus Go is free to download, with no in-app purchases.

Do GMSDirect or CMIplus Go have ads?

Neither GMSDirect nor CMIplus Go shows ads.

Which is updated more often, GMSDirect or CMIplus Go?

GMSDirect ships an update every 8 months, and CMIplus Go every 11 months. Most recently, GMSDirect was updated on October 7, 2026 and CMIplus Go on October 13, 2026.