Rational Spending vs Баночки
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rational Spending
Read full descriptionHide full description
Rational Spending is a simple money tracker with native iOS interface. The app helps you keep track of your finances - expenses and earnings. With this app, you can easily note your own costs or earnings - input manually, import from file or automatically load bank accounts statement from available banks. At the moment Ukrainian bank Monobank is available. View charts and graphs to help you better understand your finances. Filter your money flows data by different parameters. This makes it easy to identify spending trends, track your expenses, and plan for the future. Control you week/month/year expenses by Spending Limits feature. Rational Spending has convenient transactions importing tool. So if your bank is not present in integrations yet you can manually import bank statement via transactions importing tool. Just load bank statement via CSV file or paste as string from clipboard, match fields and correct format if you need. It's easy to migrate your transactions data from other app or source. Whether you're an entrepreneur, freelancer, or just looking to get a better handle on your finances, Rational Spending is the perfect tool for you. With its intuitive interface, powerful features, and flexible options, it's the ultimate financial management app for anyone who wants to keep their finances under control.
Баночки
This application allows users to track their savings goals by subscribing to specific Monobank 'jars'. Easily monitor progress, add comments, and share your jars with friends. Quick top-ups are available directly through the app or web interface.
- Track savings jar progress
- Quick top-up via app or web
- Cross-device synchronization
- Add comments to jars
- Share jars with friends
Read full descriptionHide full description
Баночки tracks every Monobank jar you care about, all in one place. Add a link to any jar you want to follow, and it's saved — no more digging through chats for that one fundraiser. WHAT YOU CAN DO • Track progress on every jar you're watching • Top up in a couple of taps through the Monobank app or web • Sync across all your devices • Add your own notes to each jar Small or large, every donation adds up — Баночки makes it easy to keep track of where your support is going.
Screenshots
Verdict
Rational Spending and Баночки are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rational Spending ships an update every 9 days, Баночки every 10 days. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.
| Parameter | Rational Spending | Баночки |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Number of ratings | — | 4 — better |
| Update frequency | Every 9 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 8 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Serhii Romanko | Sergii Kryvoblotskyi |
In-app purchases
Rational Spending
No in-app purchases
Баночки
No in-app purchases









