Piere vs Wally AI

Let your money move you. Welcome to the only personal finance app that features self-driving money. Piere does so much more than track your finances, it chats with you, learns your habits, then proactively grows your money—automatically. Our AI analyzes your goals and automatically transfers money between your accounts so your cash is always working its hardest to grow your savings, repay debt, and hit your milestones on autopilot. Whether you want to build wealth, break the paycheck-to-paycheck cycle, or finally make progress on your goals, Piere makes growing your money completely effortless. ▶ Piere IQ: The First AI Agent That Acts for You Sure, you could use some AI chat about where your money was yesterday, or you can tell Piere to maximize it for tomorrow. Manage all your personal financial management tools effortlessly through our intelligent in-app chat, Piere IQ. Don't want to manually crunch numbers? Just tell your agent, “Create a budget,” and watch it happen in seconds. Piere continuously learns about your finances and uncovers opportunities for growth, then makes those moves for you, serving as your proactive financial concierge. ▶ Core Financial Tools & Visibility Take control of your entire financial life with a comprehensive suite of tools, all fully integrated and manageable through the AI chat: • Net Worth Tracking: Get a powerful, real-time view of your complete financial footprint and watch your wealth grow. • Secure Connections: Safely sync 99% of US bank accounts via our industry-leading partners, Plaid and MX. • Subscription Management: Instantly search for, track, and manage your recurring bills and subscriptions directly in the chat. • Two-Tap Budgeting: Personalized budgets are created for you instantly, based upon your actual spending, goals, and income. • Spending & Financial Reports: Generate detailed, real-time reports to see exactly where every dollar goes. • Spending Trends: Monitor historical cashflow trends and compare them to today, to make smarter, more informed financial decisions. ▶ Self-Driving Money™ & Moves Once you connect your accounts with Plaid, Piere’s AI goes to work. We proactively transfer money between your connected accounts to optimize your financial health—automatically and safely, while you live your best life. • Pay off debt at just the right time • Save more while you sleep • Cover expenses while saving the rest • Create roundups to save a few cents today that reach tomorrow's big goals ▶ Unmatched Safety & Trust When it comes to automated money movement, security is our ultimate priority. We custom-built the guardrails for money transfer automation to give you total peace of mind. • Bank-Level Security: Your data and funds are protected by enterprise-grade encryption. • NFCC Partnered: We are proudly trusted by the National Foundation for Credit Counseling, the nation's largest financial non-profit organization serving over 3 million Americans annually. ▶ Moves: Your Customized Financial Roadmap Piere sees your whole financial picture and builds a tailored plan to increase savings or move money to the optimal account. No more guessing the right financial roadmap, because Piere drives you there automatically. • Personalized for your life and goals • Adjusts to real-time income and spending • Knows what to do next, then...just does it for you *Roundups currently in testing, full rollout in Q2 2026. TOS: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Wally is one AI agent for your whole financial life. Ask it to cancel a subscription, watch a bill or plan your month, and it does the work, with your accounts, budget, savings and investments in one place. Bring your banks, credit cards and brokerages together through Plaid in about a minute. Wally reads everything, read-only, always, then gets to work. It works with banks and credit unions across the US and Canada. WHAT WALLY FINDS • Subscriptions and recurring bills in your accounts, and in Gmail or Outlook if you connect them • Price hikes, duplicate charges, free trials about to charge and bank fees, like overdraft and monthly account fees • Bills before they charge, and a budget built from your own usual spending WHAT WALLY DOES FOR YOU • Cancels subscriptions in its own browser while you watch, then checks your statement. You sign in yourself; your password goes to that company, never to Wally • Asks your bank's chat or secure messages for a one-time courtesy refund of a fee (not guaranteed) • Runs the checks and reminders you set in chat until you say stop ALSO IN WALLY • Agents that watch around the clock: overspend warnings, bill watch, low-balance guard, payday planner, stock move watcher • Budgets that build themselves and warn you before you blow them • Better rates and fewer fees, found in your own accounts: high-yield savings, no-fee plans, lower-rate options • Debt tracked, with refinancing flagged the moment it is worth moving • Investments tracked, with a full page for every stock and research argued bull and bear • Add anything by hand: cash, accounts, recurring bills and your own categories • Cash-flow forecasts so bills never surprise you • Ask Wally anything about your money and get answers grounded in your real data WHY WALLY IS DIFFERENT Tracking apps show you your money but do not act on it. Generic AI chatbots cannot see your accounts. Your bank only sells you its own products. Wally reads your real numbers and does the work for you. BUILT TO BE TRUSTED • Read-only, always: Wally can look but never move your money • Bank-level 256-bit encryption • Credentials go straight to your bank via Plaid; Wally never sees them • When Wally signs in to cancel something, your password goes to that site, never to Wally • No ads, no data selling, no kickbacks: Wally answers to you alone • Cancel anytime, export your data whenever you like ONE PLAN, EVERYTHING IN IT Monthly, or yearly with a 7-day free trial. Everything in Wally is included. Cancel anytime in your App Store settings. Download Wally and put your AI money agent to work. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/