Comparison

AYA PAY Partner vs Splitfolk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AYA PAY Partner

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

Highlights
  • Customer transaction assistance
  • DTR/DSE/Agent management
  • Merchant network management
  • Account management
  • Transaction tracking
  • Financial operations optimization
Features
Read full description

AYA Pay Partner App is designed to transform the way businesses interact with customers and handle financial transactions. It simplifies tasks like assisting customers with transactions, managing DTRs, DSEs, agents, and merchant networks, and improving overall financial operations. The app provides user-friendly features for managing accounts, making it easy to track transactions and optimize your business. It's time to take your business to the next level, exceed customer expectations, and enjoy a seamless financial management experience.

About

Splitfolk

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

Highlights
  • Create and manage groups
  • Record expenses with custom splits
  • View clear settlement plans
  • Support for recurring expenses
  • Export group records
  • Invite members via shareable link
Features
Read full description

Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.

Screenshots

AYA PAY Partner4 screens
Splitfolk4 screens

Verdict

The call

The clearest difference is rating: Splitfolk at 5.0 against AYA PAY Partner's 4.2. Splitfolk also leads on update cadence (daily vs every 2 months). AYA PAY Partner's advantage is ratings volume (17 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Splitfolk holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: AYA PAY Partner has 17 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

AYA PAY Partner ships an update every 2 months, Splitfolk daily. The most recent releases landed on October 9, 2026 and September 27, 2026 respectively.

Scorecard3 real differences · 7 level
AYA PAY Partner versus Splitfolk: the parameters behind the verdict, then further details
ParameterAYA PAY PartnerSplitfolk
PriceFreeFree
Rating4.2 (17 ratings)5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings17 — better1
Update frequencyEvery 2 monthsDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size94 MB4 MB
Age rating4+4+
DeveloperAYA BankTAO CHEN

Customer experience

AYA PAY Partner

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%

Splitfolk

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

AYA PAY Partner

No in-app purchases

None

Splitfolk

No in-app purchases

Questions

Is AYA PAY Partner free?
AYA PAY Partner is free to download, with no in-app purchases.
Is Splitfolk free?
Splitfolk is free to download, with no in-app purchases.
Which has better reviews, AYA PAY Partner or Splitfolk?
Splitfolk is rated higher. AYA PAY Partner averages 4.2 out of 5 from 17 ratings, while Splitfolk averages 5.0 from 1 ratings.
Do AYA PAY Partner or Splitfolk have ads?
Neither AYA PAY Partner nor Splitfolk shows ads.
Which is updated more often, AYA PAY Partner or Splitfolk?
AYA PAY Partner ships an update every 2 months, and Splitfolk daily. Most recently, AYA PAY Partner was updated on October 9, 2026 and Splitfolk on September 27, 2026.

Other comparisons