AYA PAY Partner vs Splitfolk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AYA PAY Partner
This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.
- Customer transaction assistance
- DTR/DSE/Agent management
- Merchant network management
- Account management
- Transaction tracking
- Financial operations optimization
Read full descriptionHide full description
AYA Pay Partner App is designed to transform the way businesses interact with customers and handle financial transactions. It simplifies tasks like assisting customers with transactions, managing DTRs, DSEs, agents, and merchant networks, and improving overall financial operations. The app provides user-friendly features for managing accounts, making it easy to track transactions and optimize your business. It's time to take your business to the next level, exceed customer expectations, and enjoy a seamless financial management experience.
Splitfolk
Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.
- Create and manage groups
- Record expenses with custom splits
- View clear settlement plans
- Support for recurring expenses
- Export group records
- Invite members via shareable link
Read full descriptionHide full description
Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.
Screenshots
Verdict
The clearest difference is rating: Splitfolk at 5.0 against AYA PAY Partner's 4.2. Splitfolk also leads on update cadence (daily vs every 2 months). AYA PAY Partner's advantage is ratings volume (17 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splitfolk holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: AYA PAY Partner has 17 ratings behind it against 1, so its average is the more settled of the two.
AYA PAY Partner ships an update every 2 months, Splitfolk daily. The most recent releases landed on October 9, 2026 and September 27, 2026 respectively.
| Parameter | AYA PAY Partner | Splitfolk |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (17 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 17 — better | 1 |
| Update frequency | Every 2 months | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 94 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | AYA Bank | TAO CHEN |
Customer experience
AYA PAY Partner
Splitfolk
In-app purchases
AYA PAY Partner
No in-app purchases
Splitfolk
No in-app purchases
Questions
Is AYA PAY Partner free?
Is Splitfolk free?
Which has better reviews, AYA PAY Partner or Splitfolk?
Do AYA PAY Partner or Splitfolk have ads?
Which is updated more often, AYA PAY Partner or Splitfolk?
Other comparisons















