Extrak vs Paynium
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Extrak
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Take control of your finances, measure to manage! Unlock these essential features for smart money management ⢠Budget Planner: Set spending caps per category. Monitor your journey towards financial wellness. ⢠Quick Expense Entry: Log expenses effortlessly. Real-time tracking for on-the-move spending. ⢠Receipt Scanner: Digitize receipts with your device's camera. Say goodbye to paper chaos! ⢠Expense Tags: Tailor your categories for granular insights into spending habits. ⢠Data Visuals: Decode your spending with easy-to-read charts and graphs. Know your financial standing at a glance. ⢠Secure Access: Face Lock adds an extra layer of security. Your financial data stays private. Billing info: Charges apply to your iTunes account. Auto-renewal unless canceled 24-hours before the current period ends. Manage or cancel subscriptions via iTunes settings. Unused free trial portions are forfeited upon subscription. Use of this app signifies your acceptance of our Terms of Service: https://extrak.app/terms-of-service
Paynium
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Stay on top of your finances with Payment Tracker ā the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it ā clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: ⢠Track payments, cards, and expenses in one place ⢠Smart reminders prevent missed due dates ⢠Recurring transactions with automatic scheduling ⢠Monthly and annual spending insights ⢠Income and expense analytics with elegant charts ⢠Asset management and balance overview ⢠CloudKit sync for iCloud-based data backup ⢠Clean, modern design built with SwiftUI Take control of your financial routine ā stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. ā Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. ⢠Title: Premium Monthly ⢠Length of Subscription: 1 Month ⢠Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html
Screenshots
Verdict
The clearest difference is ads: Extrak at none against Paynium's shown. Paynium's advantage is update cadence (every 5 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Extrak sells 2 in-app purchases, starting at $3.99 per month and Paynium sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Extrak ships an update fortnightly, Paynium every 5 days. Both last shipped on October 6, 2026.
| Parameter | Extrak | Paynium |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 5 days ā better |
| Ads | No ā better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 ā better | 17.6 |
| Further details ā not scored | ||
| Size | 8 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Akash Dathan | ozgun gungor |
In-app purchases
Extrak
- Monthly Premium$3.991 Month
- Yearly Premium$24.991 Year
Paynium
- Monthly Subscription$0.991 Month









