Comparison

Kacha Customer vs NIB AmberPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kacha Customer

This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.

Highlights
  • Mobile money services
  • Bill payments
  • Remittances
  • Merchant payments
  • Financial inclusion
  • Secure digital transactions
Features
Read full description

Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.

About

NIB AmberPay

Features
Read full description

The NIB International Bank Merchant Application is a comprehensive platform designed to facilitate seamless payment processing and sales management for merchants. The application supports multiple payment methods, including USSD, vouchers, IPS QR codes, and BoostQR, ensuring versatility and convenience for both merchants and customers. Key Features: 1. Payment Processing: -Enables merchants to accept payments through USSD codes, providing a simple and accessible option for customers without internet access. -Allow customers to make payments using pre-paid vouchers, adding another layer of flexibility. -Supports payments via interoperable QR codes, ensuring compatibility with various payment systems. -Utilizes advanced QR code technology to streamline transactions and enhance security. 2. Sales Management: Add Sales: Merchants can easily record new sales transactions, ensuring accurate and up-to-date records. Block Sales: Allows merchants to block sales from specific customers or under particular conditions, adding a layer of control and security. 3. Sales Monitoring: Detailed Analysis: The application offers comprehensive analytics, enabling merchants to monitor their sales performance, track trends, and generate detailed reports. Real-time Insights: Provides real-time data and insights, allowing merchants to make informed decisions and respond swiftly to changes in sales patterns.

Screenshots

Kacha Customer4 screens
NIB AmberPay4 screens

Verdict

The call

The clearest difference is update cadence: NIB AmberPay at every 3 weeks against Kacha Customer's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kacha Customer ships an update every 6 weeks, NIB AmberPay every 3 weeks. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 9 level
Kacha Customer versus NIB AmberPay: the parameters behind the verdict, then further details
ParameterKacha CustomerNIB AmberPay
PriceFreeFree
Rating4.6 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.014.0
Further details — not scored
Size75 MB63 MB
Age rating17+17+
DeveloperKACHA DIGITAL FINANCIAL SERVICES SHARE COMPANYNib International Bank SC

In-app purchases

None

Kacha Customer

No in-app purchases

None

NIB AmberPay

No in-app purchases

Questions

Is Kacha Customer free?
Kacha Customer is free to download, with no in-app purchases.
Is NIB AmberPay free?
NIB AmberPay is free to download, with no in-app purchases.
Do Kacha Customer or NIB AmberPay have ads?
Neither Kacha Customer nor NIB AmberPay shows ads.
Which is updated more often, Kacha Customer or NIB AmberPay?
Kacha Customer ships an update every 6 weeks, and NIB AmberPay every 3 weeks. Most recently, Kacha Customer was updated on October 24, 2026 and NIB AmberPay on October 18, 2026.

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