Kacha Customer vs CBE Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kacha Customer
This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.
- Mobile money services
- Bill payments
- Remittances
- Merchant payments
- Financial inclusion
- Secure digital transactions
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Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.
CBE Authenticator
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Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et
Screenshots
Verdict
The clearest difference is iOS requirement: CBE Authenticator at 12.0 against Kacha Customer's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kacha Customer ships an update every 6 weeks, CBE Authenticator every 2 months. The most recent releases landed on October 1, 2026 and October 9, 2026 respectively.
| Parameter | Kacha Customer | CBE Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 75 MB | 79 MB |
| Age rating | 17+ | 4+ |
| Developer | KACHA DIGITAL FINANCIAL SERVICES SHARE COMPANY | Commercial Bank of Ethiopia |
In-app purchases
Kacha Customer
No in-app purchases
CBE Authenticator
No in-app purchases









