Comparison

Kacha Customer vs Libam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kacha Customer

This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.

Highlights
  • Mobile money services
  • Bill payments
  • Remittances
  • Merchant payments
  • Financial inclusion
  • Secure digital transactions
Features
Read full description

Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.

About

Libam

Features
Read full description

Secure your family’s future in minutes! Built for Ethiopians by Ethiopians. We have partnered with EthioLife and General Insurance S.C. to provide quick access to Individual Term Life Insurance. Our life insurance app makes getting covered quick, easy, and affordable. Instant Quotes – Compare plans in seconds Fast Approval – No medical exams for select policies 24/7 Claims Support – File claims anytime, anywhere Family Protection – Customizable coverage for loved ones up to ETB 750,000($ 5,800) by paying a premium starting from ETB 415($3). Refer & Earn – Get rewards (10%) for sharing the app with friends Why choose us? Backed by the esteemed Ethio Life and General Insurance S.C. Built for simplicity – No confusing jargon Available in Local Languages Secure & reliable – Industry-level data protection Designed for you – Fair pricing, no hidden fees Download now and get peace of mind in just a few taps!

Screenshots

Kacha Customer4 screens
Libam4 screens

Verdict

The call

The clearest difference is update cadence: Kacha Customer at every 6 weeks against Libam's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kacha Customer ships an update every 6 weeks, Libam every 5 months. The most recent releases landed on October 1, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 9 level
Kacha Customer versus Libam: the parameters behind the verdict, then further details
ParameterKacha CustomerLibam
PriceFreeFree
Rating5.0 (6 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings6 — better—
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size75 MB37 MB
Age rating17+12+
DeveloperKACHA DIGITAL FINANCIAL SERVICES SHARE COMPANYLumina Technologies

In-app purchases

None

Kacha Customer

No in-app purchases

None

Libam

No in-app purchases

Questions

Is Kacha Customer free?
Kacha Customer is free to download, with no in-app purchases.
Is Libam free?
Libam is free to download, with no in-app purchases.
Do Kacha Customer or Libam have ads?
Neither Kacha Customer nor Libam shows ads.
Which is updated more often, Kacha Customer or Libam?
Kacha Customer ships an update every 6 weeks, and Libam every 5 months. Most recently, Kacha Customer was updated on October 1, 2026 and Libam on October 11, 2026.

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