Kacha Customer vs Libam
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kacha Customer
This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.
- Mobile money services
- Bill payments
- Remittances
- Merchant payments
- Financial inclusion
- Secure digital transactions
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Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.
Libam
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Secure your family’s future in minutes! Built for Ethiopians by Ethiopians. We have partnered with EthioLife and General Insurance S.C. to provide quick access to Individual Term Life Insurance. Our life insurance app makes getting covered quick, easy, and affordable. Instant Quotes – Compare plans in seconds Fast Approval – No medical exams for select policies 24/7 Claims Support – File claims anytime, anywhere Family Protection – Customizable coverage for loved ones up to ETB 750,000($ 5,800) by paying a premium starting from ETB 415($3). Refer & Earn – Get rewards (10%) for sharing the app with friends Why choose us? Backed by the esteemed Ethio Life and General Insurance S.C. Built for simplicity – No confusing jargon Available in Local Languages Secure & reliable – Industry-level data protection Designed for you – Fair pricing, no hidden fees Download now and get peace of mind in just a few taps!
Screenshots
Verdict
The clearest difference is update cadence: Kacha Customer at every 6 weeks against Libam's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kacha Customer ships an update every 6 weeks, Libam every 5 months. The most recent releases landed on October 1, 2026 and October 11, 2026 respectively.
| Parameter | Kacha Customer | Libam |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 6 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 75 MB | 37 MB |
| Age rating | 17+ | 12+ |
| Developer | KACHA DIGITAL FINANCIAL SERVICES SHARE COMPANY | Lumina Technologies |
In-app purchases
Kacha Customer
No in-app purchases
Libam
No in-app purchases









