Comparison

Kacha Customer vs LakiPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kacha Customer

This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.

Highlights
  • Mobile money services
  • Bill payments
  • Remittances
  • Merchant payments
  • Financial inclusion
  • Secure digital transactions
Features
Read full description

Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.

About

LakiPay

A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.

Highlights
  • Send and receive cash instantly
  • Pay bills and buy airtime
  • Scan QR codes at merchants
  • Simple and secure wallet
  • Effortless everyday payments
Features
Read full description

LakiPay is the fast, secure way to move your money. Send and receive cash in seconds, pay bills, buy airtime, and scan QR at shops—all from one simple wallet. Whether you’re splitting lunch, topping up family, or checking out at a merchant, LakiPay makes everyday payments effortless and safe.

Screenshots

Kacha Customer4 screens
LakiPay4 screens

Verdict

The call

The clearest difference is update cadence: LakiPay at every 4 days against Kacha Customer's every 6 weeks. LakiPay also leads on rating (5.0 vs 4.6). Kacha Customer's advantage is ratings volume (10 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LakiPay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Kacha Customer has 10 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Kacha Customer ships an update every 6 weeks, LakiPay every 4 days. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 7 level
Kacha Customer versus LakiPay: the parameters behind the verdict, then further details
ParameterKacha CustomerLakiPay
PriceFreeFree
Rating4.6 (10 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings10 — better2
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.5
Further details — not scored
Size75 MB57 MB
Age rating17+12+
DeveloperKACHA DIGITAL FINANCIAL SERVICES SHARE COMPANYLAKIPAY FINANCIAL TECNOLOGIES SC

Customer experience

Kacha Customer

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

LakiPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Kacha Customer

No in-app purchases

None

LakiPay

No in-app purchases

Questions

Is Kacha Customer free?
Kacha Customer is free to download, with no in-app purchases.
Is LakiPay free?
LakiPay is free to download, with no in-app purchases.
Which has better reviews, Kacha Customer or LakiPay?
LakiPay is rated higher. Kacha Customer averages 4.6 out of 5 from 10 ratings, while LakiPay averages 5.0 from 2 ratings.
Do Kacha Customer or LakiPay have ads?
Neither Kacha Customer nor LakiPay shows ads.
Which is updated more often, Kacha Customer or LakiPay?
Kacha Customer ships an update every 6 weeks, and LakiPay every 4 days. Most recently, Kacha Customer was updated on October 24, 2026 and LakiPay on October 11, 2026.

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