Kacha Customer vs LakiPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kacha Customer
This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.
- Mobile money services
- Bill payments
- Remittances
- Merchant payments
- Financial inclusion
- Secure digital transactions
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Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.
LakiPay
A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.
- Send and receive cash instantly
- Pay bills and buy airtime
- Scan QR codes at merchants
- Simple and secure wallet
- Effortless everyday payments
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LakiPay is the fast, secure way to move your money. Send and receive cash in seconds, pay bills, buy airtime, and scan QR at shops—all from one simple wallet. Whether you’re splitting lunch, topping up family, or checking out at a merchant, LakiPay makes everyday payments effortless and safe.
Screenshots
Verdict
The clearest difference is update cadence: LakiPay at every 4 days against Kacha Customer's every 6 weeks. LakiPay also leads on rating (5.0 vs 4.6). Kacha Customer's advantage is ratings volume (10 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LakiPay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Kacha Customer has 10 ratings behind it against 2, so its average is the more settled of the two.
Kacha Customer ships an update every 6 weeks, LakiPay every 4 days. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | Kacha Customer | LakiPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (10 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 10 — better | 2 |
| Update frequency | Every 6 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 75 MB | 57 MB |
| Age rating | 17+ | 12+ |
| Developer | KACHA DIGITAL FINANCIAL SERVICES SHARE COMPANY | LAKIPAY FINANCIAL TECNOLOGIES SC |
Customer experience
Kacha Customer
LakiPay
In-app purchases
Kacha Customer
No in-app purchases
LakiPay
No in-app purchases









