Spent vs Cèntim
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spent
Manage your expenses and savings with a personal finance app that avoids complex spreadsheets. Create custom wallets, track payment methods, and download transaction summaries. It empowers you to stick to your budget without connecting your bank account.
- Custom wallet creation
- Track payment methods
- Download transaction summaries
- Budget adherence
- No bank connection required
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Forget about apps that feel like an endless spreadsheet. Spent helps you manage your expenses and savings in a simple and personal way. - Create custom wallets - Choose how you paid for each expense - Download summaries of your transactions - All without connecting your bank or overcomplicating things Spent won’t tell you what to spend on, but it will help you stick to your budget, and with that, you already have the power to improve your finances. Privacy Policy: https://ripwallet.co/spent/en/privacidad/ Terms of Use: https://ripwallet.co/spent/en/terminos/
Cèntim
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Cèntim is a private expense tracker built for iPhone. Capture what you spend, review it when it suits you, and understand your month without handing your financial life to another server. Activate a full 7-day free trial through the App Store when you are ready. To keep adding and changing expenses afterwards, unlock lifetime access with a one-time purchase at the price shown in your App Store. No subscription, renewal, or automatic charge. Activation, purchases, and restoring purchases need an Apple connection; your expense data stays local. Without lifetime access after the trial, you can still browse your history, trips and widgets, export CSV files and backups, recover deleted expenses, delete trips or reset data, use privacy/settings, and restore purchases. Adding, editing, confirming or splitting expenses, creating or editing trips, changing trip assignments, new Wallet/Shortcuts captures, importing data or restoring backups, and changing budgets or categories require active access. See your monthly total, daily spending, category breakdowns, month-over-month changes, and progress towards a monthly target in one clear view. Create trips to group expenses automatically by date, with manual exceptions and separate totals for every currency. Add expenses with the fast built-in calculator, or optionally create a personal Apple Wallet automation in Shortcuts. Cèntim receives only the fields you choose and cannot read Wallet directly or connect to your bank. Features: - Monthly targets and daily spending pace - Category and merchant insights - Trips with automatic date grouping - Search, filters, and a focused review queue - Shared purchase calculations - Revision history and recovery of deleted expenses - CSV export for transactions and edits - Optional app lock with Face ID or device passcode - Local notifications - Private monthly Home Screen and Lock Screen widgets No account. No expense-data backend. No ads. No analytics. No tracking. Cèntim stores expense data locally; iOS may include it in device backups, and exporting creates a copy you control.
Screenshots
Verdict
The clearest difference is update cadence: Cèntim at every 5 days against Spent's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spent sells 2 in-app purchases, starting at $1.99 per month and Cèntim sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Spent ships an update every 2 weeks, Cèntim every 5 days. Both last shipped on November 7, 2026.
| Parameter | Spent | Cèntim |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (8 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.6 | 18.0 — better |
| Further details — not scored | ||
| Size | 91 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Joseph Murillo | Didac Sabates Duran |
In-app purchases
Spent
- Monthly$1.991 Month
- Anually$14.991 Year
Cèntim
- 7-day TrialFree
- Lifetime Access$4.99









