Quanto vs Cèntim

Quanto is an expense tracker with AI entry. Scan a receipt, import a PDF bank statement, speak an expense, or type it. For maximum privacy and security, Quanto does not connect to your bank. ADDING AN EXPENSE • Scan a receipt. Our AI reads the merchant and the amount, and assigns the best category automatically • Add a screenshot of your transactions from your bank, a payment page or a transfer receipt. Our AI reads it the same way • Import a PDF bank statement. Our AI extracts every transaction in one pass • Speak it. Voice entry accepts several expenses in one sentence, and continues working after you leave the app • Or add it yourself in a couple of taps • Paid in another currency? Add it as it is and Quanto converts it for you WHERE YOUR MONEY GOES • Review your transactions by day, week, month, quarter, year or any custom date range • Spending by category, with a drill-down on each category • Compare your income vs expenses in Analytics • How much is left this month, as an amount and as a percentage • A calendar showing each day's net position • Filter and sort by account, category, type, amount or date BUDGETS • Weekly or monthly budgets • Several budgets running at once • Per-category limits • Remaining budget for the current period SUBSCRIPTIONS AND RECURRING EXPENSES Each repeating payment shows its monthly and annual cost, the account it charges, its billing cycle, the next renewal date, and everything paid to date. ACCOUNTS Track cash, cards and accounts separately. Quanto shows a total net worth across all of them. ENTRY POINTS • Home Screen widget • Control Center actions • Siri Shortcuts • Apple Pay automation PRIVACY AND DATA • Transactions are stored on your device, not on our servers • No account is required • Face ID lock, and a one-tap balance blur • Backup to iCloud, Google Drive or local storage • CSV export and CSV import • Receipts and statements you choose to scan are sent to a third-party AI service to read the text PREMIUM Recurring transactions, multiple accounts, widgets, Control Center actions, Apple Pay automation, backup and export. Available monthly, yearly, or as a one-time lifetime purchase. Quanto works offline, requires no account, and does not connect to your bank.

Cèntim is a private expense tracker built for iPhone. Capture what you spend, review it when it suits you, and understand your month without handing your financial life to another server. Activate a full 7-day free trial through the App Store when you are ready. To keep adding and changing expenses afterwards, unlock lifetime access with a one-time purchase at the price shown in your App Store. No subscription, renewal, or automatic charge. Activation, purchases, and restoring purchases need an Apple connection; your expense data stays local. Without lifetime access after the trial, you can still browse your history and widgets, export CSV files and backups, recover deleted expenses, delete or reset data, use privacy/settings, and restore purchases. Adding, editing, confirming or splitting expenses, new Wallet/Shortcuts captures, importing data or restoring backups, and changing budgets or categories require active access. See your monthly total, daily spending, category breakdowns, month-over-month changes, and progress towards a monthly target in one clear view. Add expenses with the fast built-in calculator, or optionally create a personal Apple Wallet automation in Shortcuts. Cèntim receives only the fields you choose and cannot read Wallet directly or connect to your bank. Features: - Monthly targets and daily spending pace - Category and merchant insights - Search, filters, and a focused review queue - Shared purchase calculations - Revision history and recovery of deleted expenses - CSV export for transactions and edits - Optional app lock with Face ID or device passcode - Local notifications - Private monthly Home Screen and Lock Screen widgets No account. No expense-data backend. No ads. No analytics. No tracking. Cèntim stores expense data locally; iOS may include it in device backups, and exporting creates a copy you control.