Windfall vs Cèntim

Track expenses without slowing down. Type a transaction, say it to Siri, or scan a receipt. Windfall prepares the merchant, amount, category, account, and date for review before saving. SMART ENTRY • Enter expenses and income in natural language • Add several transactions at once from a single sentence • Use Siri, Shortcuts, and personal automations • Choose Automatic or On Device Only processing • Scan receipts and import multiple transactions ASK WINDFALL (PRO) • Ask about your spending in plain language, right from the search bar — get clear answers with charts and matching transactions • Ask follow-up questions and see spending broken down by account • Chat history stays private on your device; answers are powered by Apple Intelligence SEE THE WHOLE PICTURE • A Monthly Summary that shows each month at a glance • Weekly, monthly, and yearly budgets with clear progress • Spending summaries, trends, categories, forecasts, and activity heat maps • Merchant logos, calendar browsing, search, CSV export, and Notion sync • Multi-currency totals with exchange-rate conversion BUILT FOR IPHONE • Widgets for trends, activity, budgets, latest transactions, and quick entry • Add photos, locations, tags, and notes to transactions PRIVATE BY DESIGN Windfall never asks for banking credentials or connects to your bank. Choose On Device Only when you want Smart Entry parsing to stay on your device. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy

Cèntim is a private expense tracker built for iPhone. Capture what you spend, review it when it suits you, and understand your month without handing your financial life to another server. Activate a full 7-day free trial through the App Store when you are ready. To keep adding and changing expenses afterwards, unlock lifetime access with a one-time purchase at the price shown in your App Store. No subscription, renewal, or automatic charge. Activation, purchases, and restoring purchases need an Apple connection; your expense data stays local. Without lifetime access after the trial, you can still browse your history and widgets, export CSV files and backups, recover deleted expenses, delete or reset data, use privacy/settings, and restore purchases. Adding, editing, confirming or splitting expenses, new Wallet/Shortcuts captures, importing data or restoring backups, and changing budgets or categories require active access. See your monthly total, daily spending, category breakdowns, month-over-month changes, and progress towards a monthly target in one clear view. Add expenses with the fast built-in calculator, or optionally create a personal Apple Wallet automation in Shortcuts. Cèntim receives only the fields you choose and cannot read Wallet directly or connect to your bank. Features: - Monthly targets and daily spending pace - Category and merchant insights - Search, filters, and a focused review queue - Shared purchase calculations - Revision history and recovery of deleted expenses - CSV export for transactions and edits - Optional app lock with Face ID or device passcode - Local notifications - Private monthly Home Screen and Lock Screen widgets No account. No expense-data backend. No ads. No analytics. No tracking. Cèntim stores expense data locally; iOS may include it in device backups, and exporting creates a copy you control.