Paychex Pay vs Clear Costs

Seamless Banking¹ Solutions ¹Paychex is not a bank. Banking service provided by Central Bank of Kansas City, Member FDIC In today’s fast-paced world, convenience and speed are everything. Enter Paychex Pay℠, an online account established by Central Bank of Kansas City, Member FDIC. It comes with a Paychex Pay Debit Mastercard® and optional Savings Account to easily manage your finances all from a user-friendly app² GET PAID FAST Get paid up to 2 days earlier with direct deposit³ EASILY MOVE MONEY Move money⁴ between accounts or send money to a friend all within the app FAST CHECKOUT Pay at retailers with your contactless card or mobile wallets ADD MONEY QUICKLY Add funds via direct deposit, cash deposits⁵ at Mastercard rePower® locations, or mobile check deposit⁶ SAVING Save for your future with an optional savings account with no minimum balance required CASH BACK REWARDS Earn cash back⁷ for purchases made at various retailers MASTERCARD ID THEFT PROTECTION™ Alerts you to possible identify theft and provides you with resolution services if needed 2- Standard message and data rates from your wireless provider may apply. 3- In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Early deposit of funds will begin upon the 2nd qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer 4 - Fees and limitations may apply. Consult the Deposit Account Agreement and Fee Schedule for complete details. 5 - Service fee up to $5.95 applies. Deposit and account balance limits apply. 6 - The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy available in the App. All checks are subject to approval prior to funding. Unapproved checks will not be funded to your Account. Approval review may take up to one hour. Fees and data rates may apply. Ingo Money, Inc. and First Century Bank, N.A., are not affiliated with Central Bank of Kansas City. 7 - Participating in Paychex Pay Rewards is optional, and you may opt-out at any time by calling 1-866-438-0579. Offers are based on your shopping habits. Cashback is earned by using your Paychex Pay Card for qualifying purchases and is credited to your account once the qualified purchase transaction is settled, depending upon the merchant. Central Bank of Kansas City is not affiliated with and does not endorse or sponsor the rewards program. For complete details, including the use of transaction data, see the Paychex Pay Rewards Terms of Service provided to you with the Deposit Account Agreement The Paychex Pay Deposit Account is established by Central Bank of Kansas City, Member FDIC. The Paychex Pay Debit Mastercard is issued by Central Bank of Kansas City pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Deposit Account and Card. If you have any questions regarding your Deposit Account or Card, you should consult your Deposit Account Agreement and Fee Schedule or contact us toll-free 24/7/365 at 1-866-438-0579

Clear Costs: Clear Insights. Better Finances. Description: Take full control of your finances with Clear Costs, the app that makes managing your money simple, enjoyable, and stress-free. No more guessing where your money goes—get crystal-clear insights into your spending, and make clearly informed financial decisions. Whether you're tracking a new subscription or managing monthly bills, Clear Costs helps you stay on top of every dollar, all while keeping your personal data safe and without the hassle of ads. Why Choose Clear Costs? Stay Organized with the Expense Calendar: Say goodbye to missed payments and financial surprises! Clear Costs comes with an easy-to-use Expense Calendar that lets you visualize exactly what’s due and when. Quickly pick any day to see all your upcoming bills and get a handy summary of what's leaving your account. Even better, you can seamlessly integrate your expenses with your iPhone's Apple Calendar. This means your financial events stay synced with your daily schedule, ensuring you’re always in control of your due dates. No more juggling apps or forgetting payments—Clear Costs makes it all effortless. Monthly, Annual, and Total Expense Reports: Generate detailed reports that break down your spending and income patterns. Spot trends, understand your cash flow, and use these insights to refine your financial strategy. It's an essential tool to keep your finances on track. Track Finances with Ease: Entry of Expenses and Income: Add your accounts, income, and recurring expenses to get a detailed, up-to-date view of your financial health. The more you engage with your finances, the more empowered you’ll feel to make smarter choices. Regular updates are the key to unlocking the power of Clear Costs! Edit Due Dates on the Fly: Life changes, and so can your due dates. Adjust bill payments with just a tap to keep your schedule flexible and stay in control. Comprehensive Financial Overview: View all your regular expenses—rent, utilities, streaming subscriptions, and more—in one simple dashboard. It’s like having a personalized roadmap that helps you navigate your financial journey with ease. Master Your Budget: Create Smarter Budgets: Use the insights from your spending habits to build realistic budgets that fit your lifestyle. With a clear understanding of where every dollar goes, you can adjust your saving and spending goals confidently. Stay Ahead of Your Bills: Whether it's payday or bill due dates, Clear Costs keeps you informed and organized. You'll never be caught off guard by surprise bills at the end of the month. Privacy-First and Ad-Free: Clear Costs ensures your data stays secure. The app does not request access to your bank or investment accounts, nor does it store, save, or share any of your personal information. Everything remains on your device, fully under your control. Plus, with no ads to interrupt your budgeting process, you can focus entirely on your financial goals. Take Control of Your Financial Future Ready to simplify your money management and make Clearly Informed financial decisions? Download Clear Costs today! Support and Feedback: Have questions or need assistance? Reach out to our friendly team at Support@ChronoCodeDevelopment.com. We appreciate your feedback and thank you for supporting independent developers!