Paychex Pay

Paychex Pay

by Paychex Inc.

321 ratings
12 reviews
Free

Details

  • Released
  • Updated
  • June 21, 2024
  • August 21, 2024

Features

Paychex Pay screenshot #1 for iPhone
Paychex Pay screenshot #2 for iPhone
Paychex Pay screenshot #3 for iPhone
Paychex Pay screenshot #4 for iPhone
Paychex Pay screenshot #5 for iPhone
Paychex Pay screenshot #6 for iPhone
Paychex Pay screenshot #7 for iPhone
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About

Manage your finances with an online account featuring a debit card and optional savings. Get paid faster, move money easily, and make quick purchases. Earn rewards and benefit from identity theft protection.

Get paid up to 2 days earlier
Move money between accounts
Send money to friends
Contactless payments
Mobile check deposit
Optional savings account
Cash back rewards
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What's New in Paychex Pay

2.0

August 21, 2024

Introducing Paychex Pay, an Online Account, established by Central Bank of Kansas City, Member FDIC

User reviews

I wanted to love it

I wish I had read the reviews before I had my check deposit set up. It allows you to transfer money using a phone number, but, there is no way to track it after that. It does not give you a way to update debit cards linked with phone numbers so if a contact has canceled a debit card and has a new debit card. There is no way to update it on the app. The money is just floating out there until it declines. I called the customer service line. They said they could not see. I’m not able to see the transaction online nor am I able to cancel it. I can dispute it, but it can take up to 90 days. I do not have a lot of faith that this will be taken care of.
There is an email that directs you to send feedback but when you send the feedback, the email bounces back and says it’s not a valid email.
There are so many issues that I’m not sure I can continue using the account. It’s such a hassle.
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Bad App

why do i have to get a security code every single time even when i click remember me? my phone is currently shut off and i can't even check my balance lol

App Glitches and Money Disappears

Had this account for several years. The functionality is super basic, if I lock my card, the app freezes up and I have to call them to unlock my card.

Most recently I tried to transfer $2410 from my spending account to my savings account and there was an error. However, my money was still taken out of my spending account but not put into savings. I’ve called and spent countless hours on the phone and can’t get anybody to help me fix it, other than say it’s escalated…cool. It’s a simple fix any bank could just do manually review, but not here. My money is just gone. Beware!!
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Customer Service Could Be A Lot Better

This bank is pretty terrible. I wasn’t able to get overdraft (purchase cushion) despite qualifying for 3 months. I can’t get notifications when I get paid. The customer service is awful as another reviewer said. They are nice but can’t help you. I am switching banks and closing my account because I can’t take it anymore.
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Honest review.

The app functionality could be improved immensely. I don’t have time to write an exclusive detailed review about it, but you get the memo based on other reviews and just general app experience. Otherwise, I am very happy with the banking experience so far.

Developer apps

FAQ

What does Paychex Pay do?

Paychex Pay offers an online account with a debit Mastercard and an optional savings account. It allows users to manage their finances, get paid faster through early direct deposit, move money, make payments, and earn cash back rewards.

How can I get paid faster with this app?

You can get paid up to 2 days earlier with direct deposit if your payroll or benefits provider submits the deposit early. Early deposit begins after the second qualifying deposit, which is defined as a direct deposit greater than $5.00 from the same payer.

Is there a cost to use Paychex Pay?

The app itself is free to use. However, there may be fees associated with certain transactions, such as cash deposits, and standard message and data rates from your wireless provider may apply. Specific details can be found in the Deposit Account Agreement and Fee Schedule.

What are the key features of Paychex Pay?

Key features include getting paid up to 2 days earlier, easily moving money between accounts or sending it to friends, fast checkout with contactless payments, adding funds quickly via direct deposit or mobile check deposit, an optional savings account, and cash back rewards on purchases.

Who is Paychex Pay for?

This app is designed for individuals who want a convenient and fast way to manage their money, receive their paychecks early, make purchases easily, and potentially earn rewards. It's suitable for those who value speed and user-friendly financial management tools.