Comparison

GAPS vs PixPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GAPS

Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.

Highlights
  • Real-time balance checks
  • Inter-account transfers
  • Bill payments
  • Check deposits
  • Foreign currency transfers
  • Business loan applications
  • 2-factor authentication
Features
Read full description

Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.

About

PixPay

This platform simplifies school fee payments, registration, and remittances for parents and students. It offers multiple secure payment options and real-time transaction tracking, making educational payments fast and convenient.

Highlights
  • Seamless school fee payments
  • Multiple payment options
  • Secure transactions with SSL encryption
  • Real-time payment tracking
  • PixPay Wallet for budget flexibility
  • Supports over 50 partner schools
Features
Read full description

PixPay is Nigeria's leading payment platform for seamless school fee payments, registration fees, and remittances. We make paying school fees simple, fast, and secure for parents and students across the country. WHY CHOOSE PIXPAY? Multiple Payment Options Pay your way with our flexible payment methods including PixPay Wallet, debit cards, bank transfers, USSD, POS terminals, and QR code scanning. No more worrying about account limits or payment restrictions. Simple and Convenient Find your child's school, enter their admission number, select the fees you want to pay, and complete your payment in minutes. It's that easy. Secure Transactions Your financial information is protected with 256-bit SSL encryption, ensuring the highest level of security for all your payments. Real-Time Tracking Monitor all your payment transactions in one place. Get instant confirmations and receipts for every payment made. PixPay Wallet Overcome account limits by loading funds into your PixPay Wallet and paying in installments that work for your budget. TRUSTED BY THOUSANDS Over $10 million in fees processed 50+ partner schools nationwide 15,000+ satisfied users 600+ positive reviews PERFECT FOR Parents paying school fees Students handling registration payments Anyone making educational remittances Join thousands of Nigerian families who trust PixPay for their educational payment needs. Download now and experience stress-free school fee payments.

Screenshots

GAPS4 screens
PixPay4 screens

Verdict

The call

The clearest difference is rating: PixPay at 4.8 against GAPS's 1.7. PixPay also leads on update cadence (weekly vs every 6 weeks) and monetization model (free vs ad-supported). GAPS's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PixPay holds the better App Store score, 4.8 against 1.7. Both are backed by a comparable volume of ratings — 30 and 18 respectively.

UpkeepUpdate frequency

GAPS ships an update every 6 weeks, PixPay weekly. The most recent releases landed on September 26, 2026 and September 15, 2026 respectively.

Scorecard4 real differences · 6 level
GAPS versus PixPay: the parameters behind the verdict, then further details
ParameterGAPSPixPay
PriceFreeFree
Rating1.7 (30 ratings)4.8 (18 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings30 — better18
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size67 MB37 MB
Age rating4+9+
DeveloperGuaranty Trust Bank PLCPixels Solution LTD

Customer experience

GAPS

All ratings30 ratings
Positive16.7%
Neutral3.3%
Negative80.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

PixPay

All ratings18 ratings
Positive94.4%
Neutral0.0%
Negative5.6%

In-app purchases

None

GAPS

No in-app purchases

None

PixPay

No in-app purchases

Questions

Is GAPS free?
GAPS is free to download, with no in-app purchases.
Is PixPay free?
PixPay is free to download, with no in-app purchases.
Which has better reviews, GAPS or PixPay?
PixPay is rated higher. GAPS averages 1.7 out of 5 from 30 ratings, while PixPay averages 4.8 from 18 ratings.
Do GAPS or PixPay have ads?
Neither GAPS nor PixPay shows ads.
Which is updated more often, GAPS or PixPay?
GAPS ships an update every 6 weeks, and PixPay weekly. Most recently, GAPS was updated on September 26, 2026 and PixPay on September 15, 2026.

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