InCred Money vs Settle

Open a Demat account and invest in stocks, F&O, ETFs, and US stocks InCred Money is an all-in-one investing platform to open a Demat account online and invest in Listed Stocks on NSE & BSE, ETFs, IPOs, and US Stocks. Whether you're opening your first Demat account or actively trading, InCred Money offers transparent pricing, advanced trading tools, portfolio insights, and a seamless investing experience—all from one powerful app. Key Highlights Zero-fee Demat account opening with zero AMC for the first year Flat ₹9 brokerage per executed order across Equity delivery, intraday & F&O Unlimited Trading Plan at just ₹999/month Fully paperless Demat account opening Advanced Charts powered by TradingView with 100+ technical indicators Multi-Chart layouts to analyze multiple stocks simultaneously Advanced Order Types for smarter trade execution Brokerage Calculator to estimate charges before placing a trade Portfolio Health Check to identify portfolio strengths and gaps Swipe Trading for faster order placement with a simple swipe gesture Why Choose InCred Money? One app for Stocks, ETFs, IPOs, US Stocks, Demat account, and trading Backed by InCred Group, a diversified financial services group spanning lending, wealth, and asset management Transparent flat-fee pricing with no hidden charges Powerful trading tools designed for both beginners and experienced investors Fast, intuitive investing experience with modern market insights and analytics Stock Trading & Demat Account Buy and sell shares across NSE and BSE Open a Demat account online with a fully digital onboarding process Create and monitor your investment portfolio in real time Access Advanced Charts with 100+ technical indicators Use Multi-Chart layouts to compare multiple stocks simultaneously Place trades using Advanced Order Types for greater control Analyze brokerage costs before every trade with the Brokerage Calculator F&O & Commodity Trading Advanced Charts powered by TradingView Multi-Chart view for tracking multiple stocks together Advanced Order Types for flexible execution Real-time watchlists and portfolio tracking Fast order placement with Swipe Trading Brokerage Calculator to estimate charges instantly Portfolio Health Check to understand diversification, concentration, and portfolio quality Swipe Trading Simply swipe to buy or sell without navigating multiple screens Execute trades quickly during fast-moving markets Reduce taps and streamline order placement Designed for speed, convenience, and a smoother trading experience Apply for IPOs Apply for IPOs online in a few taps Track ongoing and upcoming IPOs Seamless IPO application process Stay informed about new market listings Invest in US Stocks from India Diversify with access to global investing opportunities through our integrated US Stocks app. Invest in the US Stock market and US Share market from India Track US Stocks from India in real time, follow the NASDAQ live stock market Research using a powerful US Stock screener before you buy us stocks Begin US investing, US trading, or long-term US stock investment with confidence on a modern US trading app ETF Investing Build diversified portfolios with Exchange Traded Funds. Invest in Equity, Index, and Sector ETFs Track ETF prices in real time Diversify investments with low-cost investment options Invest for long-term wealth creation through ETFs Regulatory Information & Exchange Membership Details Member Name: InCred Money Broking Ltd (formerly known as South Asian Stocks Ltd.) SEBI Registration Number: INZ000164738 CIN: U67120DL1995PLC064834 Member Code: NSE: 09073 | BSE: 6329 | MCX: 55215 | NCDEX: 1233 Registered Exchanges: NSE, BSE, MCX, NCDEX Approved Segments: CM, FO, CD, COM Registered Office: 3rd Floor, Building No. 5, Local Shopping Complex, Rishabh Vihar, Near Karkarduma Metro Station, East Delhi - 110092

Settle makes splitting money with friends effortless. Whether it's a trip, a shared flat, dinner, or a group gift, Settle keeps track of who paid, who owes what, and helps everyone square up — without the awkward math or the awkward reminders. SPLIT ANY EXPENSE • Add an expense in seconds and split it equally, by exact amounts, by percentage, or by shares. • Snap a photo of the receipt and keep it attached to the expense. • Organize costs into groups for trips, homes, or couples. SEE WHERE YOU STAND • A clear running balance for every group and every friend. • Understand who owes whom at a glance — no spreadsheets. • Spending charts and insights to see where the money went. SETTLE UP THE EASY WAY • Record settlements when someone pays you back. • Add your UPI ID so friends can pay you in a tap. BUILT TO FEEL GOOD • Fast, clean, and native — with a polished light and dark theme. • Optional Face ID lock to keep your balances private. • Works smoothly even when your connection drops. PRIVATE BY DESIGN • No ads. No tracking. No selling your data. • Sign in with Apple or Google. • Delete your account and data anytime, right from the app. Settle is a record-keeping tool — payments happen directly between you and your friends. Download Settle and never chase a balance again.