Bima Central vs Perkfolio

Bima Central provides single window, integrated access to aggregated insurance benefits. Making the benefits real (tangible) and visible – insurance delivered as it must. Proactive claim readiness always – includes beneficiaries, nominees & family members A consolidated view of insurance protection & investment – Visualizing what you have as well as what you don’t have.

Perkfolio keeps every credit card benefit in one place, so annual fees actually pay for themselves. Most premium cards bury their value in a maze of recurring statement credits, one-time targeted offers, and certificates that expire quietly if you don't use them. Perkfolio tracks all of it for you. CARD WALLET Add every card you carry, from a shared catalog of researched benefits or as a custom card if yours isn't listed yet. See annual fees, credits, and ROI side by side. NEVER MISS A CREDIT Perkfolio tracks monthly, quarterly, semiannual, calendar-year, and card-anniversary benefits automatically, calculating the current and next reset window for each one, so you always know what's about to expire. DIGESTS Get a daily or weekly summary of what's expiring soon, delivered by push notification, email, or Slack, your choice. ROI AT A GLANCE See exactly how much value you've captured against what each card costs, so you know which ones are still worth keeping. CERTIFICATES & ONE-TIME OFFERS Track free-night certificates, companion passes, and targeted offers alongside your recurring credits, with the same expiration reminders. PRIVATE BY DESIGN Your card and benefit data is yours. Face ID app lock keeps your wallet private on your phone, and Perkfolio is not affiliated with any card issuer, Plaid, Google, or Slack. Perkfolio is an independent, ad-free project built for people tired of leaving credits on the table.