Moveney vs Spendz

Moveney offers merchants the ability to take contactless payments through their own mobile phone. Our Soft Point of Sale (Soft POS) application has been designed and developed to ensure every merchant is able to start taking contactless payments without the need to invest in any additional infrastructure that includes card readers, receipt printers and more. We are committed to simplifying the payments ecosystem for merchants while also ensuring we work towards contributing to the future of the payments industry keeping in mind the larger sustainability goals that humanity has set for itself around reducing plastic wastes and consequently the carbon footprint. Soft Point of Sale is the latest evolution to have seen support from card schemes, acquirers and phone manufacturers allowing us to develop a solution which can be downloaded as an application on to your iOS device.  Our Soft POS utilizes the mobile phones inherent NFC capability to enable merchants to be able to take contactless payments. Moveney will ensure the payments will be settled within 48 hours in most cases. Please note that the first set of settlements upon onboarding will take up to seven days which is also the period that is required for a more detailed verification of the business and to ensure the merchant is legally allowed to trade. - Onboarding: One of the major highlights of our soft POS application is the ease of onboarding. Please ensure you have your business registration details, proof of identity in the country you trade in handy to go through the onboarding process. We anticipate the onboarding process to take an average of about ten minutes provided you have the details that are requested during onboarding. We have designed the onboarding flow in a way that merchants will be able to start taking payments within ten minutes provided they have the details available. - Inventory Management: We recognize that merchant requirements can be diverse and will cover varied aspects of managing their inventory, tracking revenues, analyzing sales, updating stocks apart from taking contactless payments. Our inventory management section allows the merchant to add products, create categories, add cost and selling prices for revenue and profit analysis, add and amend discounts dynamically. We also allow merchants to import the list of products through our csv template. Download our application now and checkout the various features, we have to offer in our inventory management section. - My Terminal: Our Soft POS application ensures we provide merchants with the capability to scale their payments infrastructure without any limits and seamlessly. Our application allows the merch This is by far the most useful feature we are proud of, giving merchants the ability to add as many additional point of sale terminals as they require within minutes and control the permission levels given to these additional terminals. All they need to do is click on ‘Add Terminal’, enter the details and that phone is added under the business as an additional point of sale terminal. It is that easy! - Transactions: Our Transactions section does precisely what it reads. The merchant will be able to view all the payments inclusive of authorized, settled, failed transactions by the available time periods. - Graph and Analytics: We understand sales and revenue insights are paramount to enable merchants to grow their business. We have built this feature where you can explore, the revenue and sales by the day, week, month, terminal, and product while also selecting multiple filters to precisely understand valuable insights that help you grow your business.

Spendz – Take control of your daily spending Spendz is a simple, powerful daily budget app designed to help you spend smarter, stay in control, and save without thinking about it. No complicated spreadsheets. No overwhelming monthly budgets. Just a clear daily amount that keeps you on track. WHY SPENDZ? Most budgeting apps tell you what you already spent. Spendz shows you what you can safely spend today — and how today affects your future. KEY FEATURES SMART DAILY SPENDING Set a monthly budget and let Spendz calculate your safe daily limit so you always know where you stand. SMART CAPS Create custom weekday and weekend spending limits to match your real lifestyle. FUTURE BALANCE See how today’s spending impacts next month before you buy — no more surprises. PRIVATE MODE Hide your exact balance and view simple status indicators instead — perfect for using your app anywhere with confidence. MINIMAL MODE A clean, distraction-free view that shows only what you need. AUTO-SAVE PIGGY BANK Spend less than your cap? The leftover is automatically moved into your savings. WIDGETS Track your daily budget straight from your Home Screen or Lock Screen. NIGHT MODE A beautiful dark theme that’s easy on the eyes. BUILT FOR REAL LIFE Spendz is designed for people who: • Want control without complexity • Live paycheck to paycheck • Overspend without realising • Want to build savings automatically • Hate traditional budgeting apps SIMPLE. PRIVATE. POWERFUL. No bank connections required. No financial data sharing. Your money — your control. SPEND BETTER WITHOUT THINKING ABOUT IT Whether you’re trying to stop overspending, save more each month, or just feel in control of your money again, Spendz gives you a system that actually works. SUBSCRIPTION Spendz+ unlocks powerful premium features including Smart Caps, Future Balance, Private Mode, Piggy Bank auto-save, advanced widgets and more. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://spendz.lovable.app/privacy