My TSB vs DivvyUp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My TSB
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks from your smartphone. It also offers advanced card controls and alerts for enhanced security.
- Check account balances and transactions
- Schedule bill payments
- Deposit checks remotely
- Transfer funds between accounts
- Manage debit cards with alerts
- Link debit cards to Apple Wallet (iPhone only)
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Start banking wherever you are with My TSB for mobile banking! Available to all The Savings Bank online banking customers, My TSB allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go. Transfers Easily transfer cash between your accounts. Apple Pay Provisioning (iPhone only) Link existing debit cards to Apple Wallet directly from the mobile banking application. Card Controls with Alerts (Smartphones only) Manage all aspects of debit cards, transactions, and alerts: - pre-authorization controls - location-based approval preferences - transaction-based controls - merchant-based controls Proactively control cards and finances for everyday purchases to help protect from debit card fraud.
DivvyUp
Effortlessly divide expenses with friends using AI receipt scanning. The app itemizes bills, calculates individual shares including tax and tip, and facilitates easy payments through integrated popular services.
- AI receipt scanning
- Automatic itemization
- Proportional tax and tip calculation
- Individual item splitting
- Integrated payment options (Venmo, Zelle, CashApp, PayPal)
- Friend connection for easy splitting
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DivvyUp lets users split bills seamlessly. By using on-device AI models, the app scans a user's receipt and itemizes it for them to split up with friends. Tax and tip, as well as splitting of actual items, are calculated proportionally, so everyone pays for what they ate. Using in-app Venmo, Zelle, CashApp, and PayPal handles, users can pay each other the correct amount with the tap of a button. Connect with friends and split easily using DivvyUp.
Screenshots
Verdict
The clearest difference is review sentiment: DivvyUp at 100% against My TSB's 24%. DivvyUp also leads on rating (5.0 vs 4.2) and update cadence (fortnightly vs monthly). My TSB's advantage is ratings volume (465 vs 2) and iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DivvyUp holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: My TSB has 465 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 24% of My TSB's written reviews are positive against 100% of DivvyUp's.
My TSB ships an update monthly, DivvyUp fortnightly. The most recent releases landed on October 10, 2026 and September 22, 2026 respectively.
| Parameter | My TSB | DivvyUp |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (465 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 24.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 465 — better | 2 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 154 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | The Savings Bank Ohio | Jacob Brown |
Customer experience
My TSB
DivvyUp
Bugs and requests
My TSB
Reported bugs
8 issues- Face ID login fails intermittently
- App forgets saved username and password
- Frequent account lockouts
- Password expiration messages unclear
- Login credentials rejected after updates
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- App crashes or becomes unavailable
- Running totals removed from transactions
- Inconsistent authentication methods
Requested features
6 requests- Restore running totals in transaction history
- Debit card usage alerts
- Password reset functionality within app
- Improved Face ID implementation
- Better feature parity between app and website
Show 1 moreShow fewer
- Reduced password change frequency requirements
DivvyUp
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My TSB
No in-app purchases
DivvyUp
No in-app purchases









