Comparison

My TSB vs DivvyUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My TSB

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks from your smartphone. It also offers advanced card controls and alerts for enhanced security.

Highlights
  • Check account balances and transactions
  • Schedule bill payments
  • Deposit checks remotely
  • Transfer funds between accounts
  • Manage debit cards with alerts
  • Link debit cards to Apple Wallet (iPhone only)
Features
Read full description

Start banking wherever you are with My TSB for mobile banking! Available to all The Savings Bank online banking customers, My TSB allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go. Transfers Easily transfer cash between your accounts. Apple Pay Provisioning (iPhone only) Link existing debit cards to Apple Wallet directly from the mobile banking application. Card Controls with Alerts (Smartphones only) Manage all aspects of debit cards, transactions, and alerts: - pre-authorization controls - location-based approval preferences - transaction-based controls - merchant-based controls Proactively control cards and finances for everyday purchases to help protect from debit card fraud.

About

DivvyUp

Effortlessly divide expenses with friends using AI receipt scanning. The app itemizes bills, calculates individual shares including tax and tip, and facilitates easy payments through integrated popular services.

Highlights
  • AI receipt scanning
  • Automatic itemization
  • Proportional tax and tip calculation
  • Individual item splitting
  • Integrated payment options (Venmo, Zelle, CashApp, PayPal)
  • Friend connection for easy splitting
Features
Read full description

DivvyUp lets users split bills seamlessly. By using on-device AI models, the app scans a user's receipt and itemizes it for them to split up with friends. Tax and tip, as well as splitting of actual items, are calculated proportionally, so everyone pays for what they ate. Using in-app Venmo, Zelle, CashApp, and PayPal handles, users can pay each other the correct amount with the tap of a button. Connect with friends and split easily using DivvyUp.

Screenshots

My TSB4 screens
DivvyUp4 screens

Verdict

The call

The clearest difference is review sentiment: DivvyUp at 100% against My TSB's 24%. DivvyUp also leads on rating (5.0 vs 4.2) and update cadence (fortnightly vs monthly). My TSB's advantage is ratings volume (465 vs 2) and iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DivvyUp holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: My TSB has 465 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 24% of My TSB's written reviews are positive against 100% of DivvyUp's.

UpkeepUpdate frequency

My TSB ships an update monthly, DivvyUp fortnightly. The most recent releases landed on October 10, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
My TSB versus DivvyUp: the parameters behind the verdict, then further details
ParameterMy TSBDivvyUp
PriceFreeFree
Rating4.2 (465 ratings)5.0 (2 ratings) — better
Positive reviews24.1% of reviews100.0% of reviews — better
Number of ratings465 — better2
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size154 MB24 MB
Age rating4+4+
DeveloperThe Savings Bank OhioJacob Brown

Customer experience

My TSB

All ratings465 ratings
Positive78.5%
Neutral6.7%
Negative14.8%
Written reviews29 reviews
Positive24.1%
Neutral10.3%
Negative65.5%

DivvyUp

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

My TSB

Reported bugs

8 issues
  • Face ID login fails intermittently
  • App forgets saved username and password
  • Frequent account lockouts
  • Password expiration messages unclear
  • Login credentials rejected after updates
Show 3 more
  • App crashes or becomes unavailable
  • Running totals removed from transactions
  • Inconsistent authentication methods

Requested features

6 requests
  • Restore running totals in transaction history
  • Debit card usage alerts
  • Password reset functionality within app
  • Improved Face ID implementation
  • Better feature parity between app and website
Show 1 more
  • Reduced password change frequency requirements

DivvyUp

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My TSB

No in-app purchases

None

DivvyUp

No in-app purchases

Questions

Is My TSB free?
My TSB is free to download, with no in-app purchases.
Is DivvyUp free?
DivvyUp is free to download, with no in-app purchases.
Which has better reviews, My TSB or DivvyUp?
DivvyUp is rated higher. My TSB averages 4.2 out of 5 from 465 ratings, while DivvyUp averages 5.0 from 2 ratings.
Do My TSB or DivvyUp have ads?
Neither My TSB nor DivvyUp shows ads.
Which is updated more often, My TSB or DivvyUp?
My TSB ships an update monthly, and DivvyUp fortnightly. Most recently, My TSB was updated on October 10, 2026 and DivvyUp on September 22, 2026.

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