Comparison

卡片助手 vs PassiveTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

卡片助手

Features
Read full description

主要功能: 1.卡片添加:用户可以通过手动输入信息的方式,快速添加您的各类会员卡、健身卡等生活卡片到App中。 2.卡片管理:在卡片管理页面,用户可以查看已添加的所有卡片的详细信息,并对其进行编辑、删除等操作。 3.卡片提醒:针对有使用期限的卡片,用户可以根据需要设置到期前的通知提醒。 4.添加使用记录:用户可以为已添加的卡片记录使用情况,并可以随时查看卡片使用统计信息。

About

PassiveTrack

Features
Read full description

How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE • Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly • Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand • Coverage: passive income ÷ monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST • Screenshot import: snap any broker or bank screen and confirm what the AI found • Voice: say "I have 100 shares of Apple" • Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN • FIRE progress: target capital and years to go with the 4% rule (adjustable) • This month's note: what moved your net worth and passive income • Ask questions about your own numbers • Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings → Apple ID → Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy

Screenshots

卡片助手4 screens
PassiveTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: 卡片助手 at none against PassiveTrack's 1. 卡片助手 also leads on update cadence (monthly vs every 2 months) and iOS requirement (13.4 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PassiveTrack sells 1 in-app purchase, starting at $4.99 per month. 卡片助手 asks for nothing beyond the download.

UpkeepUpdate frequency

卡片助手 ships an update monthly, PassiveTrack every 2 months. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 3 level
卡片助手 versus PassiveTrack: the parameters behind the verdict, then further details
Parameter卡片助手PassiveTrack
PriceFreeFree
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.1
Further details — not scored
Size18 MB38 MB
Age rating4+4+
Developer克俊 张DMCS

In-app purchases

None

卡片助手

No in-app purchases

1 purchases

PassiveTrack

Subscriptions1
  • PassiveTrack Pro$4.991 Month

Questions

Is 卡片助手 free?
卡片助手 is free to download, with no in-app purchases.
Is PassiveTrack free?
PassiveTrack is free to download, with in-app purchases available.
Do 卡片助手 or PassiveTrack have ads?
Neither 卡片助手 nor PassiveTrack shows ads.
Which is updated more often, 卡片助手 or PassiveTrack?
卡片助手 ships an update monthly, and PassiveTrack every 2 months. Most recently, 卡片助手 was updated on November 3, 2026 and PassiveTrack on November 5, 2026.

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