Comparison

Bill Panda vs Payment Calendar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill Panda

This app helps you manage recurring bills with timely reminders and iCloud syncing across your Apple devices. Track payments, view spending by category, and utilize home screen widgets for an overview of upcoming expenses.

Highlights
  • Recurring bill tracking
  • Due date reminders
  • Mark bills as paid
  • Home Screen widget
  • Spending breakdown by category
  • iCloud sync
Features
Read full description

Free. No account. No ads. Bill Panda reminds you when your bills are due and syncs across your iPhone, iPad, and widgets via iCloud. 1. Track recurring bills with notifications 2. Mark paid, skip, edit amounts, add notes 3. Home Screen widget for upcoming bills 4. Spend breakdown by category (new!) 5. Dark and Light mode 6. iCloud sync — your data stays yours

About

Payment Calendar

Manage your bills and recurring payments with a clear calendar view. Set custom reminders, organize expenses by category, and track your financial activity privately and securely. Offers advanced statistics and iCloud sync for Pro users.

Highlights
  • Calendar view of payments
  • Recurring bill tracking
  • Custom payment reminders
  • Category organization
  • Monthly and yearly statistics
  • Offline-first operation
  • iCloud sync (Pro)
Features
Read full description

Payment Calendar helps you stay on top of bills and upcoming payments — without clutter, ads, or accounts. Track due dates, mark payments as paid, and see your entire month at a glance. Simple. Private. Offline-first. KEY FEATURES • Calendar view of all upcoming payments • Custom payment reminders • Swipe to mark as paid, edit or duplicate • Correct the actual date you paid, separately from the due date • Search by name, note or amount • 22 currencies, formatted for your region • Trash — deleted payments can be restored for 30 days • Find your payments in system search (Spotlight) • iPad: Split View, windowing, keyboard support and shortcuts • iPhone Duo: the layout adapts to the folded and unfolded screen • Accessibility: follows your system text size, supports Reduce Motion, and never shows payment status by color alone • Dark mode PRIVACY FIRST • No account required • Data stored on your device or in your private iCloud • No tracking, no ads, no third parties • No bank connection — you add payments yourself • Full control over your financial data PRO FEATURES • Recurring payments and subscriptions — daily, weekly, monthly, yearly or a custom interval • Monthly summary and a 6-month spending trend • Home Screen widgets: next payment, monthly summary, trend, month grid • Lock Screen widget • iCloud sync across your Apple devices • CSV and PDF export Stay in control of your payments — simply and securely. Privacy Policy: https://payment-calendar.app/legal/?doc=privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Bill Panda4 screens
Payment Calendar4 screens

Verdict

The call

The clearest difference is in-app purchases: Bill Panda at none against Payment Calendar's 3. Payment Calendar's advantage is update cadence (every 5 days vs every 2 months) and rating (5.0 vs 4.8). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $2.99 per month. Bill Panda asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Payment Calendar holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 4 respectively.

UpkeepUpdate frequency

Bill Panda ships an update every 2 months, Payment Calendar every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 5 level
Bill Panda versus Payment Calendar: the parameters behind the verdict, then further details
ParameterBill PandaPayment Calendar
PriceFreeFree
Rating4.8 (4 ratings)5.0 (4 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings44
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.018.0 — better
Further details — not scored
Size6 MB11 MB
Age rating4+4+
DeveloperSunny Orlando Devs LLCMichal Debinski

Customer experience

Bill Panda

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Payment Calendar

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Bill Panda

No in-app purchases

3 purchases

Payment Calendar

Subscriptions2
  • Payment Calendar Pro (Monthly)$2.991 Month
  • Payment Calendar Pro (Yearly)$24.991 Year
One-time1
  • Payment Calendar Pro (Lifetime)$99.99

Questions

Is Bill Panda free?
Bill Panda is free to download, with no in-app purchases.
Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Which has better reviews, Bill Panda or Payment Calendar?
Payment Calendar is rated higher. Bill Panda averages 4.8 out of 5 from 4 ratings, while Payment Calendar averages 5.0 from 4 ratings.
Do Bill Panda or Payment Calendar have ads?
Neither Bill Panda nor Payment Calendar shows ads.
Which is updated more often, Bill Panda or Payment Calendar?
Bill Panda ships an update every 2 months, and Payment Calendar every 5 days. Most recently, Bill Panda was updated on October 24, 2026 and Payment Calendar on October 28, 2026.

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